Good service. Could it be a little quicker? The real benefit of sendvalu for me is the fact I can transfer to Money Agencies (eg Padala) in the Philippines as well as banks eg. MLhuillier; Palawan; etc. People who need money support in 3rd World Countries don't have bank accounts. One reason is because they need a holding amount eg in Philippines some banks require customers to hold 1,000 pesos or more to keep the account open. Banks are also very slow 3 to 5 working days!!! & HBSC take 880 pesos as well. I also like the way you keep in touch with customers, & especially your Support office responds to emails quickly & helpfully! Sincerely Dermot Walls