Frances passed away in 2017, but I, John, her widower, who always travelled with her, have answered your review.. We always enjoyed our SDT trips, with everything included, and particularly to the West Coast in February. We did several trips more than once, just because getting overseas travel insurance became prohibitively expensive because of Frances’ pre-existing conditions. Our final trip together was on the Norwegian coastal boat, when she had a heart attack on board, and spent 19 days in hospital in Tromso. and was escorted home first-class to our home in Guelph, accompanied by a nurse from England. She lived for another 11years after that, but we never went overseas, again.