When I searched for a short term loan online, and having entered basic details on SEG webpage, they rang me and went throught the usual spin and advised me that should I NOT successfully secure a loan through their recommended lenders, I would not pay any brokerage fees. ABSOLUTE GARBAGE!!!!!!!! My application with two different lenders fell down due to my banking situation, which is delicate due to an ongoing divorce settlement. So you can imagine how I felt when on 02/09/14, i checked my current bank balance, only to find that this bunch of SHARKS had taken £99.99 from my account. Where does it say that they will take this amount even if your application fails? I to recorded the call, and I have a copy of their T&C's, which I have handed over to the police, as there is clearly an issue of Fraud and Theft. I would warn anyone to do their research on this mob before proceeding with them. Like all other such companies, they have a registered office in Leeds, UK, but no email address. I wouldn't trust this shower as far as I could spit and I look forward to seeing them prosecuted. You have been warned, so be very, very careful. Andy Bolton