This is BIG SCAM. Halifax block me from paying £196.54 three times. Then a Singapore Chinese man politely ask me if a got another card. I used Nationwide card to pay and it went through. The man refused to refund me. Man said, "i will put the money in bitcoins in your computer. Let me share your screen. I refused and put the phone down. Please do not pay anything with this Company. They are a BIG liars and it is a SCAM. They are calling from Singapore. Beware of scams. They are using White people in their Web sites to show they are genuine company. But they are NOT genuine Company.