They are the best loan lender out their and I have no problems borrowing money from these they have saved my life on many times and the service is spot on . I love the app love the fact I can pay anything I want back at anytime of the day or night the instrest isn’t very high compared to other company’s and I’ve used the other company’s and will never use them again . Obv borrowing money from any payday company isn’t good but these guys really are the best ones to use out their and early payment makes it so affordable I once borrowed £1000 loan only needed it for one day and I only paid back £1008, if I had missed my rent payment it would have been bad but I’d pay £8 a day to borrow that . I borrowed £100 from satsuma for one day and needed to pay for 29days of interest so ended up paying £140 back in one day so sunny to me are the best ones to use , hope I’ve helped make a better decision