Swinton Insurance is one of the most deceitful, archaic, fraudulent companies in UK. I do not& can never recommend them to anyone to go through the same depressing& inhumane treatment meted on me. There was a car accident since Oct 2014 that involved the whole family, alas till present time there was no courtesy car as included in the package talk much of claim payments but rather the monthly premium was their priority as soon as several efforts to arouse them to their legal responsibilities was made, then my personal data were sold to several credit recovery companies asking for full year payment& other unscrupulous demands. SWINTON IS NOT A DEPENDABLE COMPANY TO TRANSACT WITH, BEWARE!!!!!!!!!