Swinton home insurance, Wouldn't even give then a one star review if I could. Had trouble with them last year when they refused to pay out. Then on my renewal they put my monthly payment up to 45 pounds. But took two payments in one month making me go over my overdraft. I looked around for a cheaper deal found one offering the same for half the price. Phone them up to see if they could give me a better deal. After the process of checking prices they offered me the same as I had for an extra 300 pound a year. I asked how and was told that's just the way things are but you can keep your current quote. I got the other one with another insurance firm phoned them back and cancelled. Absolutely disgusting in the company