How I wish I had read the reviews before responding to an unsolicited e-mail and being 'hooked' (line and sinker). £50 of credit was wasted because it just entitled me to gamble on an auction win - with which I had negligible chance of success. This only becomes apparent once you have signed up. I had remembered what I thought was a Money Saving Expert recommendation so was willing to trust Swoggi but it now appears that I has read a fake site. I've closed my account and requested a refund. I may lose a £15 admin fee (or more) but these crooks are not getting a penny more out of me. DON'T WASTE YOUR MONEY ON THIS SITE