Agree to the random add-ons they suggest when you try to take out an insurance, and then they would find millions of ways to pick out random words from their fine-print to reject your claims or deny support. Worst of all, they will try to paint you as a fraud suggesting various ways you could be submitting false claims! As if customers can inflict self-harm and go through a tragedy on purpose to claim a small part of their losses! Stay away from such a company - when you run a business which you yourself cannot trust, no wonder you cannot trust your customers either!