I have just had the most shocking conversation with the AA. Firstly end of last year they charged me more that I can buy today (without discunts). Their excuse was that the charges were more last year!!! Yes, that was their reason. Secondly, never pay annually. If you pay monthly you can cancel at any time with 30 days notice, if you pay annually you get 14 days from renewal to cancel then no money back even if you cancel on day 15. For that, you get 10% discount and they get your money up front. This is a monthly cost schedule so NEVER pay annually. Shocking company, welcome RAC.