I started with Payne's Education with no prior knowlege of trading and fortunately without any preconceived ideas or opinions. The curriculum is well organised and presented and reviewed by several excellent instructors with a different perspective of the underlying concepts. ZOOM classes allow the interaction between instructor/student a forum for questions, answers, alternatives and peer interactions all recorded for review at the students discression. That in itself is awesome. There are special workshops focused on the 3 pillars of Charles Payne's Education specific topics of the Fundamental, Technical & Behavioral aspects as well as the more common positions for successful stock & option trading. This education has given me the confidence and knowlege to develope trading plans with rules based on proven methodologies and my risk tolerances. My profits are increasing and losses are declining. Charles Payne/Payne's Education has changed my life for the better.