I believe that Charles Payne is knowledgable and honestly cares about his readers and viewers of his television program. I view the stock education and option education programs and believe they are valuable but the one negative is that they happen in the middle of the day and I am not always able to view them live. I can view the recordings but the live events would be better and if I had a suggestion it would be to start them later in the day and sometimes the chat box comments not related to the subject are distracting even though that is the only place questions can be asked.