Owning and operating a small business never gave me the time to learn about investing in the stock market. As a result, I hired a broker to manage my company's retirement plan. After many years of moderate gains, I decided to make the time to learn how to invest on my own. Charles' program gave me the tools and the confidence I needed to do just that. I transferred part of my retirement account into a self-directed IRA and began to apply what I had learned. In just the first six months, the account still managed by my broker increased by 4.7% while my self-directed account increased by 19%.