After having a bailiff at my door I was at my wits end of avoiding bailiffs! I called the IVA advisor and the whole process from start to finish has been smooth sailing. I don't have bailiffs coming to my door, all my debt has now been put onto one affordable payment each month that suits me. The IVA advisors calls and emails to ensure I'm still OK and that everything is still going well etc and for the last 4 months a weight has been lifted of my shoulders. I'm happier than ever knowing that in a few years time I'm going to be debt free and happy and that's all thanks to the support from these guys! Honestly couldn't recommend them enough. Thank you