I have recently been able to make changes to my Final Salary pension scheme with the expert help of Gerry Roche. I was unsure of the best way forward given all the talk in the news over pensions and after Tuto where recommended and meeting with Gerry and it was the best result. I never felt under pressure to make decisions all information given too me was clear and easy to understand and Gerry was there to help talk me through anything I was unsure of. I was given time to think about my decision and never felt under pressure to jump either way. I decided to go through with the change after digesting all the information and talking it through with my spouse and for us it was the right decision. Made so much easier with all the information Gerry was able to source for us. Highly reccomend Gerry and TuTo.