Used a search engine to look for good rate loans to do some home improvements in this unpredictable UK weather… this company called me and told me they had approved me. He said they could offer me a £3000 loan and only pay £95 per month back, when I questioned the APR he began talking back to me explaining that I was “thinking too much about it” I again asked knowing my current credit rating is not great that there was no way I could get a loan and pay £95 back per month, I asked for interest rates and full amount to be paid back again he questioned me and said I was “being too suspicious” (Yeah right! Of course) At this point I’m not going ahead with the loan but questioning for my own entertainment… When I asked again about the interest rates and full amount to be paid back he said all this information will be sent over to you once you have signed for the loan! I laughed explained that there is no way a legitimate company would make someone sign the forms BEFORE explaining the terms and conditions of the loan. I applied mid July, it’s not August 7th I have had 5x phone calls a day and an email everyday. Please be careful with the email… the word loans is spelled with a zero ie : l0ans. Small details such as this is how they get away with the minor details of the scam. I have continued to block the numbers and delete the emails