Some of you want to hurry up and move through the phases so you fail. The signs are there, its mostly an issue with the trader rather than the service. Be real with yourself its not for you. But if it works for others so be it. Stop crying on draw downs, any trading has them. Learn to trade within them. If its less draw doewns than you expected, deal with it. Payouts being once a month is a problem for me too, I'm not sure why they want a contract and to 'hire' me as a trader, no profit for me in that. I think its for some legal reasons to them as a company. But not a huge problem in itself.