For any one looking to only build your credit score, this company will not help! Do not waste your money and time, they promised I would see a change and the only thing they did was mail dispute letters to the bureaus , they do not follow up with customers, the customer service is pointless , you pretty much have to be calling consistently and the representatives don’t help at all, awful awful I literally spent $500 with them for my credit to only increase 6 points disappointing! My recommendation is look for youtube videos on how to fix your credit score save yourself your money these companies do not help ! Pay off your debt and after ask for deletion.