Beware of these people... I was in the process of opening up an account with them, found the whole thing wildly overdone and tedious, and decided to stop that and find less zany pastures elsewhere. So I told them to stop the procedure and close the account. But that's not the issue... I have documented proof that after they pretend to close your account, they STILL conserve (illegally) and fiddle with your personal financial information that they're aware of, i.e. documents and information you provided during their ridiculous "verification" procedure. To what end? I have no idea, but again, I do have proof of this. I'm mulling whether or not going the route of legal action against them, as they don't have any right to not only keep, but use, financial information once an account is (supposedly) closed. Become their customer at your own risk…