Y’all this XAP knows everything possible to solve all your credit problems. I was young and made some mistakes I’m not proud of. I didn’t think it was in any way possible to repair my credit because of so many serious delinquent accounts I couldn’t payoff. I wasn’t a victim of covid as these mistakes I made happened 6 years ago for the most part I forgot about credit for many years. Justin Lemme referred me to "XAPCREDITSOLUTION at GMAIL dot COM", he explained my case and options to get these accounts removed. I choose them over several other companies as they have helped my friend before with their credit. They worked very fast and removed all my derogatory information including student loans. The process took two weeks, and my credit score jumped 260pts!Working with them has been a blessing and being a single mom aspiring to be a homeowner I need my credit to be perfect! Trusting my friend was the best decision for my credit. I can’t thank team XAP enough. Way to go XAP Credit Solution!