Rang the freephone number, young man answered, didn't give me his name. I explained what advice I needed. He was very dismissive and within seconds told me it wasn't something they would help with. When I tried to explain further, he spoke over the top of me and it was as if he couldn't wait to get me off the line. I appreciate that he told me he couldn't help straight away so I wouldn't waste money going any further but from other sources I had been told this was something some lenders might agree to but he wasn't prepared to spend any time finding out. He just said that in HIS experience he had not heard about lenders doing this. Not a happy experience