We made a claim nearly a month ago on the same day we had a fire in the bedroom (reflected sunlight from a mirror set the thick drape curtains alight). Curtains, carpet, cracked windows and furniture need replacing. It is habitable, but still charred and smelly. The Fire Brigade said if we hadn't been in the house and put it out in minutes the whole place would have burned down. We have had no acknowledgement from Direct Line. I've been in touch three times, online and on the phone (each time taking an hour or so) and was assured someone would be in touch within a couple of days. Today, the third time, after a couple of hours, got a claims number, and was redirected to the their loss adjuster, Sedgewick, who said someone would be back to us today. No news yet. Appalling service.