BUYER BEWARE!! I bought a gold necklace that was regular price at $4000 and it was 75% off. I was charged $1050 and financed the item through affirm. There wasn't much description but with the regular price, I thought I would be getting a decent necklace. Well receive it and it didn't weigh but 6-7 grams and not worth $350 so I shipped it back the same day and was charged $18 from Jomashop.com for shipping and paid return shipping myself, Jomashop and $11 from affirm for 1 day of interest stating I owed $30 and if I didn't pay they would report me for bad credit. BUYER BEWARE!