Life and Health Insurance State exam. An entirely new subject matter for me starting with zero knowledge. So much reading. A good, somewhat interactive, nonetheless, occasionally VERY difficult online course. One cannot proceed without a passing score of each chapter exams. Found myself repeating a few chapters multiple times to pass chapter exam. I adhered to the dictated schedule, did what I was told to do. Passed practice exam with an 80 following 7 days of online study. I passed state exam with an 81 on first attempt with so much time left on exam clock. The 24 hours of online classroom instruction was absolutely USELESS and added to my confusion (I believe this was an instructor issue. Instructor was horrible). Overall a good online course.