A.D. Banker: A punitive approach to teaching. You are welcome to use that in your marketing materials. Not everyone learns, or retains information, in the same manner. Your system rewards the following of your rules as opposed to rewarding content retention, all the while penalizing the student for taking too many practice tests. I scored "poor" in all my sections, yet I passed the SIE, 6, 63 & CA Life as I disregarded your unnecessary and draconian scoring measures. It is cruel and unfair to lead the student on that they are doing poorly in preparation for their exams. Most of us have jobs that require us to hold these licenses. Creating fear of losing one's job and doubt in what you've learned is in no way helpful to your students. Should you need help in creating a better teaching program, I'm willing to help you build one.