This is only my second experience with AD Banker and i was upset that the required coursed that was set for me had one that was a duplicate and after going through the entire course and testing i find out that I still did not meet the certification requirements and had to retake a different 20 hours course. This really set me back with work productivity while having to use the time to complete 2 20hr courses in one month. Also, there are glitches in the P&C course that I took. The system would show a chapter incomplete even though I took the quiz and moved on. I finished the exam and passed but the system was still saying that I had incomplete chapters. Just want to make you all aware of these things so that it can be reviewed and fixed if there is one.