I give five stars to reflect my satisfaction of the professionalism I received fixing my credit with XAP Credit Solution. I hired “XAPCREDITSOLUTION at GeeMAIL dot COM” because of the amazing reviews; my only goal in this arrangement was to get some late payments off and to remove a collection account. I was amazed; XAP was able to remove all of my inquiries and the collection off the credit bureaus as well as the late payments. The goal was to get them removed in two weeks like I saw on YouTube. He did it in less than five days. Not entirely what I expected but I am happy he did it before the expected date and my score increased 380 points using XAP. I got approved for a $258k FHA loan just after fixing my credit.