I am Ryan Serhant, a realtor. I want to introduce you to the credit specialist I have been working with, XAPCREDITSOLUTION AT GMAIL DOT COM is the solution to all your credit needs. It's been over three years now I have been working with them and I don't have a cause to regret dealing with them. All my clients that had poor credit scores got their reports fixed by XAP Credit Solution and they are all happy they did.  They were able to buy their dream homes courtesy of XAP. So I want to strongly recommend XAP to everyone out there who wants to get a perfect credit report. 2024 is gonna be a great year and it'll be good if you start the year with an excellent credit report.