Avoid at all costs. My car was hit by a stolen vehicle and I tried to claim via this Insurance who I had been with just over 6 months. They was super difficult to get a hold of, took 21 days to respond to emails and managed to get out of paying me after coming up with 4 separate reasons why they should pay me. Never have I ever had to declare my current milage to an insurance company, nor did they even ask (it must have been in the small print) not only did they not pay me put for my car they decided it would be right to also write my car off when it only cost £2,000 to repair when my car was valued over £15,000 at the time of the accident. I'm so glad the MIB has paid me out because I would have been stuck with a Cat S car with no way of paying back my PCP. These guys don't care, they are a horrible company and just care about themselves. Pay the extra to be with the big guys, I've learnt my lesson and I hope you take this on board aswell. Please avoid, this is not me been bitter, it's me letting you know my experience. Thank you for reading.