my money to my account - which turns to a black hole On 24th Jun I initiate a transfer from my PayPal account for an amount of $247.04 to my Community Federal Savings Bank Account ending in x-1028, with transaction id 3W576351PN327024T I receive an email from PayPal 26th Jun, as "Electronic funds transfer declined", as follows: ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Community Federal Savings Bank declined Minimum Balance Manager's second attempt to transfer money from your bank account to your PayPal account. Balance Manager has been turned off and won't make any more attempts to restore the minimum balance that you set. To turn Balance Manager back on, log in to your PayPal account, go to your Profile, click "My money", and update the "Balance Manager" section. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ I check my online banking via Payoneer. It shows the a deposit as PayPal XX-011028 for amount of $244.57, with the transaction fee included. This is from the transfer on the 24th @ $247.04. There is a discrepancy on the email and online banking. PayPal says the money isn't transferred. My online banking shows it is. And my linked account is automatically removed from PayPal. I receive an email from Payoneer yesterday morning at 04:55am which says my bank account, and Mastercard are frozen, linked to company Wirecard AG. So what's happened is, soon after I transfer the money from PayPal to my bank account, it's frozen. My money transferred To my account Turns to a black hole ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ On these discrepancies, I put it to the test by heading on to Galaxy Mall 3 where there is a BCA ATM. I go ahead with a withdrawal using my Mastercard. The ATM screen shows "your card is not usable any more". I take a photo of the ATM screen. I take a video of me putting the card in the ATM, going for the withdrawal, and the same message appearing on the ATM screen. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ On a return visit to the mall, I head for the Ranch Market Foodmall. I go for a reattempt to bill my card for my groceries. The Visa / Mastercard terminal shows "do not honor". My Mastercard neither works at an ATM, nor when going for the chip reader. I take a photos, and a video of the terminal rejecting my purchase with my card in the reader. It's confirmed. I cannot withdraw my money, nor make any purchases with my card. The email from Payoneer says Wirecard is insolvent on Thursday. The Visa / Mastercard terminal device is linked to the same company as the one linked to my frozen funds. It says Wirecard on the terminal screen, and sticker on the side of the unit - the terminal is operational at the grocery store. This doesn't explain why my money transferred to my account is inaccessible, and the Visa / Mastercard Wirecard terminal is in use, in the field, without being recalled or frozen too. Mark Berchowitz ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ This is a redeployment of my same review published on Google reviews at https://goo.gl/maps/qYNMkQxFJnC4JbXMA that's edited by Google with with some of my supporting documents removed