The different account types offered by XS cater to traders of different backgrounds. But it is important to note that there is no form of client education here so newbies might have it a little bit more difficult, because they would have to find a reliable source for learning. But once you know what you are doing and what you need from the market, XS is a broker that you can go to for a stable trading experience. The account that I use is the standard account and I think it beats the other account types with its superior spreads, and zero commissions. Most of the other conditions are mostly identical, like the leverage which has a maximum of 1:500. The broker also does not have a minimum deposit set for it's accounts, except for the Raw account.