as you can see in the charts, there is a revival of the stock maket, plus the fed is probaly going to ease its monetray policty. So, time to enter the stock market :) At XS you have this option and moreover there are quite attractive conditions. I am thinking to make long-term trades on blue chip companies as they are the ones that yiled stable returns. Also, pay attention to broker's special master card that will allow you to send funds directly to your account. I would advise customer support to be more responsive and attentive to the details of the questions.