Finally I received my XS master card... Now, apart from having a faster mean to send the funds to my account, I can use it for POS, ATMs and even online payments... As for my trading experience, pals, it has been great so far. I have access to a vast spectrum of trading instruemnts. To give you an idea how valuable it is, check this: I had long positions on some US stocks and one day the market started to correct. I aint panicked as I precalculated that scenario and to alleviate the risk another short postion had been opened on US indices. Also, since I operate in long-term operations, swaps are of huge importance, and here at XS they are more than just good. well, at least for my strategy they do not result in high costs.