Yoga took me on as a new customer, and then 2 months later wrote to me saying they were terminating my cover in 7 days time as they had made an error in accepting me - they said they didn't cover my occupation. I then had to find new insurance, however Yoga only sent me a partial refund. I'd paid in full, and I was ok with them deducting 2/12 of the annual premium from my refund as I'd had cover for 2 months, but after allowing for that I was still out of pocket by almost £70. Extremely disappointed by this. My insurance was cancelled due to no fault of mine yet I lost out by just under £70. Plus because I'd to get new cover at short notice my premium was higher than it would have been if I'd been arranging it with more time to spare. Beware!