Hi, I'd thought id never result in an iva, I was on top of things, due to live changing circumstances I found myself in a position where I'd have no choice but miss payments, this caused a lot of stress and anxiety, I reached out for help, and was introduced to Alex, she was incredibly understanding of my circumstances and made the process swift and painless, I've been approved now, and am enjoying the fact that I'm not being hounded by my debtors, a few have attempted to contact after iva, however Alex and team quickly send off the important emails to rectify this, it's a hard choice to make hut ultimately a worthwhile one.