Hello John I'm writing this letter to you to say how much you changed i'm my life. I thought I will never be able to own house in UK. You changed it. I'm enjoying everyday working, and I keep thinking what Im gonna do when I become debt free. There is a lot of plans for future. I will refer you as the best advisor to all people I know and they need help. I wish I could meet with you John in pub for a pint. Whenever you be in my area (Kent) call me straight away. We go for beer man. I wish you all the best John, keep doing what u doing Man. Kind regards Jakub Szymczak