Well where do I start , This gentleman Ricky has just give me and my family a life line he has gone over and Beyond in helping us. I am an ex Army of 22 years and hit a low and rough point , we just moved house in July as I was earning a good wage and could afford new higher mortgage payments but then the company I worked for as a HGV drainage Driver lost contacts and I lost all overtime and resulted in me having to leave . With no wages coming in I went on a downward spiral but with this guys help and understanding of our situation and no judgment from him, he got us the help we needed and now we can all breath and start building our life’s back to where it was. This can happen to anyone of us and we are truly blessed and thankful for Ricky’s help and support.