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Capital One Reviews

1.3 Rating 252 Reviews
8 %
of reviewers recommend Capital One
1.3
Based on 252 reviews
Shipping & Delivery
Delivery Methods
Courier
On-time Delivery
Greater than 91%
Customer Service
Communication Channels
Telephone, Email
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Withdrawal action completed smoothly.
Capital One 1 star review on 8th October 2025
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Posted 1 week ago
Their team responded almost instantly, offered clear guidance, and took the time to truly understand what I was going through. They were patient, attentive, and genuinely committed to finding a solution that worked for me.
Capital One 1 star review on 7th October 2025
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Posted 1 week ago
Their team responded almost instantly, offered clear guidance, and took the time to truly understand what I was going through. They were patient, attentive, and genuinely committed to finding a solution that worked for me.
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Posted 1 week ago
They combine top-level skills with genuine integrity.

Capital One 1 star review on 5th October 2025
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Posted 1 week ago
The transaction was processed successfully.
Capital One 1 star review on 4th October 2025
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Posted 1 week ago
I love Kohl's but their new credit card holders, Capital One, are very unprofessional and will ask for very personal bank information. I made a payment on the 1st that wasn't due until the 15th as I do every month because I'm retired with a fixed income. The minimum payment was $29 so I paid that until later when we were gonna pay off the card. I get an email stating that my account has been suspended. I also get it on their app saying that I need to resolve the issue. There has been no report of fraud or questionable charges on my account. They sent me to the fraud department to verify my bank account that I have paid them from since switching over to Capital One from their inhouse financing: all because I made a payment to the card. Upon calling the bank they told me that my suspension was due to: too many payments, too large of a payment, my authorized user was the one who made the purchase and the bank account wasn't in their name, they needed to make sure that I had enough monies in the account to pay the amount of $29, ect. I'm pretty sure there were more reasons, but I am having a hard time processing all these outrageous reasons to remember the other ludicrous reasons. They also asked me for a picture ID (I'm assuming a drivers license since the representative was not from America), my full SSN, and a complete unredacted bank statement from all the banks listed as a payment method. I was on the phone for over 5 hours with them on various different occasions to try to resolve the issue. I finally spoke to the "manager" after the last representative was very condescending in his tone to me. This individual finally told me that I was "randomly selected to get their bank reconfirmed." I am not sure I believe this story since they have already demonstrated that they lie and say a plethora of other reasons. She at least got me on the phone with one bank that actually verified the account with some issues from that bank that has been dealt with, but could not with my other bank who didn't bye into their questionable behavior and wanted to speak with me before they would give them any affirmation. Which lead us to the only other form that Capital one will use to confirm that I actually owned the account and that's a full unredacted bank statement with all my income and payments visible to them. I never once missed a payment, paid late, or even reported anything to fraud so I am not sure why the fraud department would be calling to reverify a payment account that has been used several times to make payments on this card. I now cannot use a card for this store that has all my rewards points associated with it and where you get Kohl's cash from. I'm very disenchanted with this whole process and can never shop at Kohl's because their credit card company is so unscrupulous as to want all my personal information that can be used to commit fraud from the very department that is supposed to protect a client from having fraud. The payments have been posted from my accounts as well, so my banks have honored all of my authorized payments which also attest to the fact that by virtue of payment, they are indeed my accounts. For the fraud department to want to verify my account makes it doubly suspicious.
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Posted 1 week ago
Their team is knowledgeable, responsive, and focused on achieving the best outcomes for their clients
Capital One 1 star review on 3rd October 2025
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Posted 1 week ago
Their team is knowledgeable, responsive, and focused on achieving the best outcomes for their clients
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Posted 1 week ago
Harry Lucy showed me the real meaning of support. Their professionalism took me from stressed to confident. They didn’t just provide answers—they provided reassurance. Each conversation gave me peace of mind and clarity I didn’t expect. It’s rare to find support that feels both professional and personal, but they delivered both.
Capital One 1 star review on 3rd October 2025
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Posted 2 weeks ago
Harry Lucy showed me the real meaning of support. Their professionalism took me from stressed to confident. They didn’t just provide answers—they provided reassurance. Each conversation gave me peace of mind and clarity I didn’t expect. It’s rare to find support that feels both professional and personal, but they delivered both.
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Posted 2 weeks ago
Harry Lucy showed me the real meaning of support. Their professionalism took me from stressed to confident. They didn’t just provide answers—they provided reassurance. Each conversation gave me peace of mind and clarity I didn’t expect. It’s rare to find support that feels both professional and personal, but they delivered both.
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Posted 2 weeks ago
They’re not only highly skilled professionals but also genuinely trustworthy.
Capital One 1 star review on 1st October 2025
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Posted 2 weeks ago
They’re not only highly skilled professionals but also genuinely trustworthy.
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Posted 2 weeks ago
Their professionalism is matched by their trustworthiness.
Capital One 1 star review on 1st October 2025
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Posted 2 weeks ago
I never expected to encounter such a reliable team — their support turned a stressful situation into one I could finally overcome
Capital One 1 star review on 28th September 2025
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Posted 2 weeks ago
Not only do they excel at what they do, but they’re also people you can trust.
Capital One 1 star review on 26th September 2025
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Posted 2 weeks ago
They are the best team.
Capital One 5 star review on 26th September 2025
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Posted 2 weeks ago
Always available, always honest, and truly dependable.
Capital One 1 star review on 25th September 2025
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Posted 3 weeks ago
Always available, always honest, and truly dependable.
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Posted 3 weeks ago
Always available, always honest, and truly dependable.
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Posted 3 weeks ago
Capital One is rated 1.3 based on 252 reviews