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Capital One Reviews

1.3 Rating 265 Reviews
8 %
of reviewers recommend Capital One
1.3
Based on 265 reviews
Shipping & Delivery
Delivery Methods
Courier
On-time Delivery
Greater than 91%
Customer Service
Communication Channels
Telephone, Email, Live Chat
Queries Resolved In
Under An Hour
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Capital One 1 star review on 15th November 2025
Noelle Selena
Capital One 1 star review on 14th November 2025
Sally Rollin-son
Capital One 1 star review on 14th November 2025
Nelson
Capital One 4 star review on 13th November 2025
Nataly Niki
Capital One 1 star review on 12th November 2025
Thomas Hanawalt
Capital One 1 star review on 17th October 2025
Jade Eva
Capital One 1 star review on 13th October 2025
Ashley Quin
90
Anonymous
Anonymous  // 01/01/2019
Your dedication and professionalism throughout this process have been invaluable. Thank you for your teamwork, insight, and effort — they’ve truly made a difference.
Capital One 1 star review on 11th October 2025
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Posted 1 month ago
Your dedication and professionalism throughout this process have been invaluable. Thank you for your teamwork, insight, and effort — they’ve truly made a difference.
Helpful Report
Posted 1 month ago
Your dedication and professionalism throughout this process have been invaluable. Thank you for your teamwork, insight, and effort — they’ve truly made a difference.
Helpful Report
Posted 1 month ago
They were patient and genuinely committed.
Capital One 1 star review on 11th October 2025
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Posted 1 month ago
Always supportive and helpful with technical support and solutions
Capital One 1 star review on 10th October 2025
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Posted 1 month ago
Always supportive and helpful with technical support and solutions
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Posted 1 month ago
Always supportive and helpful with technical support and solutions
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Posted 1 month ago
Their support gave me comfort, and I’m thankful for the effort they invested in me.”
Capital One 1 star review on 10th October 2025
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Posted 1 month ago
I sincerely appreciate your dedication and professionalism during this process. Your efforts have made a real impact, and I’m grateful for the commitment and care you’ve shown along the way.
Capital One 1 star review on 10th October 2025
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Posted 1 month ago
I sincerely appreciate your dedication and professionalism during this process. Your efforts have made a real impact, and I’m grateful for the commitment and care you’ve shown along the way.
Helpful Report
Posted 1 month ago
I sincerely appreciate your dedication and professionalism during this process. Your efforts have made a real impact, and I’m grateful for the commitment and care you’ve shown along the way.
Helpful Report
Posted 1 month ago
They combine top-level skills with genuine integrity
Capital One 1 star review on 10th October 2025
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Posted 1 month ago
I was impressed by how carefully they handled my case — no rush, just real effort to fix things the right way
Capital One 1 star review on 9th October 2025
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Posted 1 month ago
Withdrawal action completed smoothly.
Capital One 1 star review on 8th October 2025
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Posted 1 month ago
Their team responded almost instantly, offered clear guidance, and took the time to truly understand what I was going through. They were patient, attentive, and genuinely committed to finding a solution that worked for me.
Capital One 1 star review on 7th October 2025
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Posted 1 month ago
Their team responded almost instantly, offered clear guidance, and took the time to truly understand what I was going through. They were patient, attentive, and genuinely committed to finding a solution that worked for me.
Helpful Report
Posted 1 month ago
They combine top-level skills with genuine integrity.

Capital One 1 star review on 5th October 2025
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Posted 1 month ago
The transaction was processed successfully.
Capital One 1 star review on 4th October 2025
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Posted 1 month ago
I love Kohl's but their new credit card holders, Capital One, are very unprofessional and will ask for very personal bank information. I made a payment on the 1st that wasn't due until the 15th as I do every month because I'm retired with a fixed income. The minimum payment was $29 so I paid that until later when we were gonna pay off the card. I get an email stating that my account has been suspended. I also get it on their app saying that I need to resolve the issue. There has been no report of fraud or questionable charges on my account. They sent me to the fraud department to verify my bank account that I have paid them from since switching over to Capital One from their inhouse financing: all because I made a payment to the card. Upon calling the bank they told me that my suspension was due to: too many payments, too large of a payment, my authorized user was the one who made the purchase and the bank account wasn't in their name, they needed to make sure that I had enough monies in the account to pay the amount of $29, ect. I'm pretty sure there were more reasons, but I am having a hard time processing all these outrageous reasons to remember the other ludicrous reasons. They also asked me for a picture ID (I'm assuming a drivers license since the representative was not from America), my full SSN, and a complete unredacted bank statement from all the banks listed as a payment method. I was on the phone for over 5 hours with them on various different occasions to try to resolve the issue. I finally spoke to the "manager" after the last representative was very condescending in his tone to me. This individual finally told me that I was "randomly selected to get their bank reconfirmed." I am not sure I believe this story since they have already demonstrated that they lie and say a plethora of other reasons. She at least got me on the phone with one bank that actually verified the account with some issues from that bank that has been dealt with, but could not with my other bank who didn't bye into their questionable behavior and wanted to speak with me before they would give them any affirmation. Which lead us to the only other form that Capital one will use to confirm that I actually owned the account and that's a full unredacted bank statement with all my income and payments visible to them. I never once missed a payment, paid late, or even reported anything to fraud so I am not sure why the fraud department would be calling to reverify a payment account that has been used several times to make payments on this card. I now cannot use a card for this store that has all my rewards points associated with it and where you get Kohl's cash from. I'm very disenchanted with this whole process and can never shop at Kohl's because their credit card company is so unscrupulous as to want all my personal information that can be used to commit fraud from the very department that is supposed to protect a client from having fraud. The payments have been posted from my accounts as well, so my banks have honored all of my authorized payments which also attest to the fact that by virtue of payment, they are indeed my accounts. For the fraud department to want to verify my account makes it doubly suspicious.
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Posted 1 month ago
Their team is knowledgeable, responsive, and focused on achieving the best outcomes for their clients
Capital One 1 star review on 3rd October 2025
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Posted 1 month ago
Capital One is rated 1.3 based on 265 reviews