I know that you can auto-convert all your coins to one that you would like all of your money, and I don't think it matters what coin you receive payment in. It is all going to seem like you are being paid in one coin anyway.
Not really. I am guessing you do not really know much about crypto. So, there are coins called stablecoins. For example, USDT. This coin is tied directly to the value of the US dollar and it does not behave like the other non-stablecoins. So, your money is not in danger of losing or adding value overnight.
cold-wallet basically means offline security. In an exchange wallet, or a hot-wallet, or a platform-wallet can mean that the securities are stored in an online storage, meaning that, under a rare circumstance they can get hacked, stolen, transferred without your permission to someone else. Cold wallets are devices without internet connection, so you pull them out of the online world. It is impossible to hack a device without an internet connection. So it is safer.
I believe it's just an ordinary crypto cold-wallet that allows to generate keys offline, thus it mitigates and I would even say gets rid of any risks connected with sanctioanized, illegal money stealing. If you store your funds online, then risks still exist, while cold storages ensures a complete absence of any opportunity for a scammer to steal your money.
Capital Wallet is a professional in this sphere and they know their business inside out.
If I understand your question correctly you don’t have to pay anything for establishing the account as a merchant. Plus you don’t have to pay any maintenance fees either.
All you have to pay while collaborating with Capital Wallet is the transaction commission, which is 0.5% if I’m not mistaken, that’s it.
