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Hastings Direct Smart Miles Reviews

3.3 Rating 1,998 Reviews
56 %
of reviewers recommend Hastings Direct Smart Miles
3.3
Based on 1,998 reviews
Shipping & Delivery
Delivery Methods
Courier
On-time Delivery
Greater than 72%
Customer Service
Communication Channels
Telephone, Email, Live Chat
Queries Resolved In
Under An Hour

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Anonymous
Anonymous  // 01/01/2019
I’m currently with them and it is atrocious. Marks you down for accelerating. What do they expect me to do not get up to the speed limit ?
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Posted 2 weeks ago
Terrible service. Terrible company. Cancelled our black box insurance without any notice because our live-away student was not driving the car enough. Even though that was stated on the policy and was a fully paid up contract. Avoid if you can.
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Posted 3 weeks ago
Telling me something I did but in reality never done tht at all
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Posted 3 weeks ago
Avoid, avoid, avoid, box does not actually record your driving and just causes you stress and anxiety every time you get in the car. Worse thing I ever did !! I only agreed to this as I had no no claims after driving a work lease car for 16 years and my insurance quotes were sky high. I have never had an accident but this makes me nervous every time I drive and definitely do not recommend it to anyone. Every time I am driving it is deducting points for braking despite never braking suddenly or hard. I have contacted Hastings and go a copy and paste reply …: its not worth the worry!!
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Posted 3 weeks ago
My son had fabulous scores after a year with Adrian flux but their renewal was too high so we were lured to Hastings. HUGE mistake. Their black box is horrific and my son's score went through the floor. My (retired police officer) husband then drove the car to try and improve the score and his score was also terrible, even though he was driving at 30mph on rural roads with a 50mph limit. They are threatening to cancel the policy, so we're getting out before they do. Tickets insurance looks good.
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Posted 1 month ago
Black box is ridiculously sensitive and points system overzealous, 25 points off for each thing it picks up, mostly on error
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Posted 1 month ago
Absolute rubbish. Unreasonable, illogical and just plain unfair scoring. Doesn’t take into consideration those who work unsociable hours, make several trips in one day, have to accelerate quickly in order to join a motorway from a slip road, have to travel frequently (to & from work) on an A road with varying speed limits…. I too wish I’d read the reviews before purchasing this insurance.
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Posted 1 month ago
New driver, black box insurance. Score of 38, policy cancelled because the score was ‘below 30’…. No warning, no explanation. Penalised for accelerating harshly but in a 13 year old small car she needs to accelerate or she will stall. Avoid at all costs. I wish we’d read the reviews before we bought the policy.
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Posted 1 month ago
You are scored negatively for using your mobile phone. This would be fine if it was the sole purpose however as a parent who allows their child use of the phone makes it completely unfair. Low score and nothing to do with any part of driving. Other insurance companies assess driving scores fairly without penalties if the phone is used legitimately. Please explain the justification.
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Posted 1 month ago
Appallingly, at my age 55, I have used a fair few insurance companies. This without a doubt is the worst! Don't waste your time, the quotes maybe low but they cancel the policy willy nilly. Our telematics didn't get delivered for 10 days so they cancelled. We called they reinstated. We received the box but couldn't pair it. Went on holiday, came back and they've cancelled it again!!! Never ever have I had an insurance company whonoperate like this. I dread to think of how they operate if you've had an accident!! Apparently their telematics score differently on your app to what they see! Waste of my time and effort. Do not buy a policy from these cowboys.
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Posted 1 month ago
Awful and impossible to remain within their 'parameters'. I never used my phone and stuck to the speed limits but apparently I 'braked' too much/hard and 'accelerated' too much/hard - really very difficult to understand what it is exactly that you're supposed to do - crash into people that pull out in front of you? Also, it says that only affectes your fuel so no idea why they're even scoring you on that!? Ridiculous. I drove so slowly, carefully and tried not to brake (!?) and still couldn't get my score above 19 - 30 is their minimum. Again, ridiculous. My insurance is now being cancelled and the only positive I can say about this insurance is that there's no charge for the cancellation. Customer Service actually was also good, so won't mark them down for that.
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Posted 1 month ago
Cancellation after 1 trip, went from a score of 100 to 9 in 1 trip, should’ve checked the reviews first then I’d never have gone with these!… Never again..
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Posted 2 months ago
Worst insurance I have ever been with. I had the black box delivered late and received an email to advise they were cancelling my insurance.( I hadn’t even had the black box delivered yet). 2 weeks in I received another email to advise my score had dipped below 30 and they would be cancelling my insurance, I looked at the app and it was above 30? I rang to complain and they advised the app can be faulty but will still be cancelling my insurance and they tried to charge me a cancellation fee.Will never go with these again definitely worth paying a bit extra and going with a proper insurance company. Awful system. Seems as though any chance they get to cancel they will, I cancelled before they could and refused to pay any fee’s, joke of a company.
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Posted 2 months ago
Didn’t sort my tab issue out after I rang 8TIMES!!! Poor customer service help lines, had to explain my issue to 3 different people, all said the same thing and didn’t fix anything. Said I’m lying about not deleting and reinstalling the app, why would I lie about an issue I brought up first?! Decided to cancel my policy and only sent a warning email once! Been mistreated as a young driver, if you don’t want to be accused of not doing your part to fix THEIR issue AVOID!!!!!!
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Posted 3 months ago
Terrible. Currently a learner and had my first drive with the black box. Drove pretty smoothly only braked ‘sharply’ once and got a score of 23 which was absolutely ridiculous. then they started sending me emails saying i need to tell them when i’m not driving and not to use low power mode on my phone? got fed up with being stressed over being tracked luckily i managed to cancel the black box as i only had 11/14 days coverage. rather pay a extra 200 on my insurance than deal with the stress on constant threats over inaccurate driving
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Posted 3 months ago
Shocking - will be contacting OMBUDSMAN-can’t get away with such appalling service cancelling policy’s with NO warnings! Our daughter traumatised having policy cancelled because of using her Sat Nat!! BUYORS BE AWARE !!
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Posted 3 months ago
They lowered my score because, in their opinion, I was going 10 miles over the limit. They ask me to prove it that the system is faulty. How am I supposed to prove that!! Avoid this nonsense.
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Posted 3 months ago
Same as so many reviews, Hastings your software obviously does not work correctly! Scored down for phone use, when it was always in a holder and only ever used for Sat nav- you are setting everyone up for a fall, policy cancelled within a month, and yet 2 years with Tesco black box with no issues.
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Posted 4 months ago
They don't deserve even the tiniest star. AVIOD USING. AVIOD USING. AVOID USING. AVIOD USING, AVIOD USING. AVIOD USING. AVIOD USING.
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Posted 4 months ago
My experience with Pamela Experts { pamelaExperts @gmail. com} has been great! They are knowledgeable and very straight forward and patient! I’m so thankful for their expertise and help in helping me get my money i invested with some investment brokers i found on Facebook
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Posted 4 months ago
Hastings Direct Smart Miles is rated 3.3 based on 1,998 reviews