Prudential Reviews

Name: Prudential
Rating: 1.28

1.3 Rating 283 Reviews

7 %

of reviewers recommend Prudential

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1.3

Based on 283 reviews

Shipping & Delivery
Delivery Methods	Courier, Postal Service
Customer Service
Communication Channels	Telephone, Email, Live Chat
Queries Resolved In	Over A Week
Customer Service	1.1 out of 5

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Prudential 1 star review on 5th September 2024

Morrison

Anonymous

Anonymous // 01/01/2019

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“Impossible to speak to a real person regarding my pension. An awful company.”

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Posted 2 years ago

“Unbelievably bad customer service. Being kept on hold for hours, nobody knows what they are talking about, contadictary advice, have to repeatedly phone only to get asked the same questions over again, then sent through to another line and nobody answers. The worst company i have EVER dealt with in my life! I'll be contacting the pensions ombudsman. Sick of this.”

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Posted 2 years ago

“Phoned Prudential 1st.June for my pension which as now matured to be transferred to my bank account on the 1st.July.It’s now the 20th.July and after numerous phone calls to the company I am still waiting for results.Terrible service.”

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Posted 2 years ago

“Around the beginning of April 2022, my mother in law was murdered by the JJ vaccine due to Acute Myocardial Infarction (well documented vax side effect) and while this situation has been very sad for all our family, we had to move on with our life. That meant dealing with things she left behind, sorting out paperwork and all those things one has to do when a loved one passes away. While going through that, we came across a life insurance policy she purchased when she was living in Hong Kong 20 years ago with Prudential Insurance Hong Kong (sorry PRU no free link!) So let me repeat that: 20 years ago she bought a prudential life insurance – now there are 3 beneficiaries and we want to get the money which Prudential has to pay, after premiums were paid for circa TWENTY YEARS. First of all: when you call Prudential in HK it will take you on average 30-45 minutes on a paid international customer service helpline – thankfully we can use some online solutions otherwise this would have been really costly. We prepared every question we could come up about her life insurance when we first talked with them, next to that when we were confident we had all the information, we proceeded to fill the PDF we found on their website with all the required information available. That claim document was sent via UPS Express (the fastest and costliest option possible) at our expense of course and it took about 10 days for having a response that they went through the documentation. First we were told that the claim would get paid within 2-3 weeks after receiving the docs (provided that everything was in order – pay special attention to that). After tirelessly calling Prudential at our expense every single day for updates we managed to speak with this person Amanda Ching which at least took the responsibility of calling us and she started calling us back every day, although sometimes she would call back only after being on hold for 30 minutes (because she didn’t call when she said she would call) which we found bizarre… anyhow. Just last week we thought everything was complete and she was waiting to hear back from the Claims Department and guess what? Turns out there are MORE requirements needed! Couldn’t she say that all at once? Of course not, because this is a delay tactic! So, we were told that more documents were needed for our particular situation, oh yeah because Prudential is still stuck in 1950 and they normally issue a payment via a cheque! Our bank doesn’t even know what a cheque is anymore, so we have to make a SPECIAL REQUEST to be paid via bank transfer. Now that obviously required more documents, which we have sent right away to Amanda via UPS (at our expense again)…. again calls with “No updates, waiting for the Claims Department”… you get the picture? broken record anyone? Now back to the present. Just yesterday Amanda called us for the daily update and guess what? No updates!!! But at least no more docs needed, i said that they still have one more day for showing us a screenshot of the payment before we start sharing this disgrace online. They didn’t so here goes this post plus we are amplifying it. Today, we called again, 45 minutes on hold, then another colleague picks up the phone, his name is Ben, Amanda was on sick leave *how strange* i mean certainly possible but how convenient huh? When we were waiting news about the payment exactly today! Now with considerable stress i extracted the following info from Ben after he checked with the mighty and powerful and secret Claims Department: - it will take another ONE MONTH for the payment!!!!!!!!!!!!!!!!!!!! - apparently (my speculation) they keep all the funds on their corporate account which yields them higher interest and delay payments as much as possible, although Ben never confirmed this - you cannot speak with the Branch Manager or Branch Director, someone with power - you cannot speak with the Claims Department which are the minions doing the paperwork - apparently they will still issue a cheque, then they need to void it, send to another bank account and then finally they can send us the payment internationally!!!! that’s why it takes 1 month Now this is total nonsense when i gave them this another idea (gosh is that my SEO powers?): just advance us the money right away from your corporate account (where they most likely have millions), deduct us a small penalty (say 100 USD) , then sort it out internally, DONE! Yet he said he will try to ask for this. I tried to speak with the Manager, Director etc to no avail. We have no choice but to report this story and start posting on major news sites as well as Financial Ombudsman because this is NOT ACCEPTABLE anymore. It’s a painful situation, my mother in law was murdered by this shitty vaccine and all we want is what’s due so we can go on with our lives. When will justice happen?”

Helpful Report

Posted 2 years ago

“Utter Garbage i have a small pension with them but cant cash it in because i cant get hold of them. kept on hold for over an hour so i gave up there. Cant register online due to their records not matching. Tried online chat but they gave me a phone number which put me on hold for 45 mins again I gave up. So i cant get my money surely this is criminal. Worst company I have ever dealt with(or not as I cant get hold of them)”

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Posted 2 years ago

“Don't answer the phone..on going proplems to get hold them....keep passing you on...and on...not good...anyone out there with thus company...go to pension wise....instead....”

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Posted 2 years ago

“You are held in a queue by phone and for your pension when a annuitant client of prudential dies a pension will then be paid out to the party who has been waiting the longest period of time for their pension”

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Posted 2 years ago

“Set up an appointment and drove 30 miles to get there and the financial consultant never showed. What a waste of time.”

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Posted 2 years ago

“My mother is in a coma and I'm struggling to look after my disabled sister whilst funds that belong to me are still locked up in my prudential pension for no apparent reason other than Prudential's antiquated systems that move at glacial speeds. I'm not going to see my money until the next financial year, they say, which means I'm going to lose thousands of pounds in tax as well. This after two years with no work due to the lockdowns. Really disappointed with the Pru.”

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Posted 2 years ago

“Wouldnt even give this Company 1 star - my husband died suddenly in August before claiming any of his pension. Still nowhere near receiving any information about a "death sum" let alone when I may receive a payment. They have to decide who gets the monies absolute joke been married 31 years and they are to decide - that was never discussed when we took our pensions out. Having to deal with this on top of grieving is unbearable. As soon as I get this sorted I will be moving my pension unless I die in the period!”

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Posted 2 years ago

“Sorry a company! Cannot answer phone! Just cles business down!”

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Posted 2 years ago

“My Mother passed away in October We have been lied to, told to wait. Told "so many people have died from covid they are backed up" Told the money has been transferred then,,, wait wait... it will be 10 to 15 days.... again... absolutely reprehensible”

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Posted 2 years ago

“Pension transfer with redress ( for bad advice decades ago). Pru have been difficult and delaying since the start. Transferring pension as I no longer live in the UK - they insist they can only pay redress by cheque and have blamed the regulator (FSA) for this rule. I cannot physically pay in a cheque as I don't live in the UK. The FSA have confirmed there are no such restrictions - another lie from the Pru ! An appalling company that lies and thinks it can get away with it. Avoid at all cost.”

Helpful Report

Posted 2 years ago

“If I could give them 0 stars I would. This company is AWFUL!!My boyfriend& daughters father passed away when she was 2 and she was his beneficiary, its been 2 years of BS. I filed all appropriate documents, went to court to be listed her guardian so that I could get information on it, sent that in and tried to get the money withdrawn so that I can get away from this awful company and put it into an investment acct. for her..... only to be denied for not having any documents on her ( all the paperworks I've sent in multiple times over the 2 year period) and not only that not once was I sent a denial paper. this company is poorly ran and a complete joke.no organization or care for their consumers.”

Helpful Report

Posted 3 years ago

“Been nearly 10 months trying to sort out my late mum's insurance policy and still no further forward. Customer Service is terrible! You wait on hold for over 1 hour and when you finally get through they cut you off!. Also they lie to you saying things will be sorted very soon and then nothing!. When they say we'll call you back they never do!. Me and my family have a solicitor working on our behalf and the solicitor has the same issues we're having!. Prudential is a real pathetic excuse for an insurance company. They don't care what your going through when losing a family member so I highly recommend NOT!!!! Using Prudential. I would of loved to give them 0 stars but sadly you can't Very Very poor service”

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Posted 3 years ago

“If you complain to the Pru You can expect a dismissive obfuscating and avoidance letter dismissing your complaint. They do not resolve complaints but resist them. Their policy appears to be to kick complaints into the long grass for the ombudsman to deal with a couple of years down the line. Prudential used to have a good reputation but they have lost it through miss- selling and appalling customer service. Only two years ago Prudential were fined £ 23 million by the FCA for miss- selling and they have gone from bad to worse.”

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Posted 3 years ago

“Exceptional care and communication throughout by Lynn and team, thank you for all your help and support.”

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Posted 3 years ago

“Advised Pru that one boldholder, my Father, had died. It took them 10 days to add a note to the account and the promised contact with a "timeline" did not happen. After an online compliant, was advised that it may take up to 38 days even to send a letter out saying what happens next. (38 days to send a letter - not the final payout!). Isn't dealing with this stuff their reason for existence? What a ridiculous situation.”

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Posted 3 years ago

“If a Prudential Adviser told me the time I would look at my watch and ask someone else! They can’t be trusted to act in your best interest. They’re interested in selling you something and making commission. I was sold an expensive drawdown advice plan that I had no need of. I could’ve moved my Prudential pension policy to drawdown with other providers free of charge if I had not listened to the Pru Adviser. His bad advice has cost me £3k nearly. I found out after that I could have opened a drawdown account with Vanguard free of charge. I did so and it cost me nothing. Vanguard transferred what was left of my fund at Prudential to them , but I lost what Prudential deducted in advisor charges. Prudential are only interested in making money out of you.I was targeted by them for the sale of the Prudential Drawdown Advice Plan and no open market alternative options were suggested when I told their salesman that I didn’t want the plan. He told me it was a Prudential requirement for drawdown ,so I signed up for it and later discovered I could have moved my fund into drawdown free of charge. Pru Adviser motivated by greed. Be warned!!”

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Posted 3 years ago

“No staff, do not answer phones, when funds are eventually withdrawn there is no paperwork to explain tax etc that has been deducted. Not bad just awful, as someone said on this website it is like dealing with a second rate company, Where on earth has the Real Prudential gone that we used to know and love!!!”

Helpful Report

Posted 3 years ago

Prudential is rated 1.3 based on 283 reviews