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RAC Insurance Reviews

2.2 Rating 1,235 Reviews
29 %
of reviewers recommend RAC Insurance
2.2
Based on 1,235 reviews
Shipping & Delivery
Delivery Methods
Own Driver
Customer Service
Communication Channels
Telephone, Live Chat, Email
Queries Resolved In
Under An Hour
Customer Service
1.4 out of 5
Cancellations & Refunds
Cancellation Process
Difficult

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RAC Insurance 1 star review on 24th December 2024
Andrew
RAC Insurance 1 star review on 4th December 2024
Usman Darr
RAC Insurance 1 star review on 4th December 2024
Usman Darr
RAC Insurance 1 star review on 4th December 2024
Usman Darr
RAC Insurance 1 star review on 27th August 2024
Yeb De Jong
RAC Insurance 1 star review on 1st December 2023
John
RAC Insurance 1 star review on 23rd December 2022
Marie Robinson
2
Anonymous
Anonymous  // 01/01/2019
If I could give zero score I would. I had a minor accident in early March. Have been passed from pillar to post, no repairs, no updates, no communication about anything, despite being told by Markerstudy (some weeks after) that I would receive emails. I cannot even begin to imagine what this treatment would be like for someone who has had a more serious accident and experienced trauma. I'm stuck without use of my car and currently just confused about what to do next. This really is an unacceptable level of customer service. I wrote a complaint a month ago and received a message yesterday to say they could not yet look in to my case for another 4 weeks. I actually feel that I have been scammed. DO NOT USE!!!!
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Posted 1 year ago
Awful Awful, I broke down and called asking for membership including a tow home, I paid 340 pounds on the phone and was told I would have an additional charge of 180 for recovery back to my house, they arrived 4 hours later in a small assessment veh to tell me I needed a tow and it would cost me 585 pounds, utter cowboys, I cancelled the membership immediately and I am awaiting a refund, avoid avoid avoid Date of experience: 30 March 2023
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Posted 1 year ago
Very dissatisfied with the claim process, have been trying for HOURS to get through. Sorry not to have read these reviews before taking out the insurance
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Posted 1 year ago
I took out insurance February and by 7 March I already paid £385, they lie and thief your money, saying you did things wrong that was in the terms and conditions, so please read that well, do not take insurance from the company, you will regret it.
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Posted 1 year ago
Please do not buy your insurance through RAC If I can stop just one person going through the trouble and pain I have it’s worth it for me writing this. The RAC team are rude, unhelpful and sell you a product that should you come to use it is invalid unless you meet every single term and condition, which is impossible. Very expensive insurance products and a very expensive lesson learned for me when I come to use it and it’s worthless
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Posted 1 year ago
Fast to answer sales calls, very substandard at everything else, especially claims. This is NOT a real insurance company, they're an agent so get in the way of anything.
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Posted 1 year ago
After an accident caused by another driver at the beginning of January I have had absolutely no update on what is happening with my car. I have had to do all the ringing round and still don't know where my car is or what is happening! No reply to emails, phone calls etc... i do however have a courtesy car. It's been over a month now and I've given up so will be using this car until they contact me 😠 do not use this company!!!
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Posted 1 year ago
Would leave 0 stars if I could. Thieves who constantly threaten cancellation I wish I checked reviews before I purchased. Voluntary cancellation costed £250.
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Posted 1 year ago
Poor customer service. No communication. Hours spent on the phone to be fobbed off repeatedly and still no repair. My 3rd part is faring no better.
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Posted 1 year ago
I went with the RAC for peace of mind - oh boy was that a mistake. I had to claim after a road accident and I ended dealing with 4 different companies. RAC for 2 minutes initially, Markerstudy, Copart Claims and Vizion. I had to make every phone call to find out what was happening. My car was written off and taken 200 miles away from where I live without telling me and before I had the initial settlement offer. All in all a complete farce and I would NEVER EVER use the RAC again. Typical company who take your money and do sod all for it.
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Posted 1 year ago
When I wanted to have my insurance, they were so pleased offering. However, when I sold my car and bought a new one, they told me to cancel my policy. Today I called them and discovered I could change my approach for another vehicle. I am a student; I paid 150 for cancellation. This was like stealing! When I told them about this, they told me they were sorry! Don't trust them anyway. Very very unsatisfied with them.
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Posted 1 year ago
Ask what happens to your courtesy car when your car is written off. RAC will accept an offer without consulting you. Will post you a settlement cheque without using BACS. Withdraw your courtesy car days before cheques arrive leaving you car less and funds less. By the when if you appeal against settlement amount make sure you get your car back. They sold my car while I was still negotiating settlement.
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Posted 2 years ago
Was phoning to report a accident and was on hold 30 mins then cut off. The stress of an accident is enough but then to be on hold for this length of time and then cut off is beyond words.
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Posted 2 years ago
Absolutely diabolical service! 😡 After my Mother recently had an accident, the RAC who she pays her premium to immediately fobbed her off to the underwriters Markerstudy and washed their hands of anything to do with it. Markerstudy has been an absolute nightmare to deal with and even though she was fully comprehensive we are still without a settlement payment or a vehicle 6 weeks later! I lodged a complaint with the RAC some 3 weeks a go but that appears to have fell on deaf ears as well! Will never use the RAC again even though my Parents have been insured with them for the best part of 20 years now! 😡
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Posted 2 years ago
I have been driving for last 22 years. I have never been experienced with such a worst insurance company. If this remains the only insurance company i will stop driving. Never ever go with RAC insurance.
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Posted 2 years ago
Absolutely disgusting, don't use these liar's. Bought two car insurance policies and when asked for my £25 M&S vouchers told that my partner had done hers online so didn't qualify, yes right, she sat on the phone in front of me and her mother and paid in full, total liar's, con artists. Don't use this company.
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Posted 2 years ago
My 81yr mother has been waiting a month for someone to contact her regarding repair of her vehicle. Please people of Britain refrain from using this disgraceful company for your insurance, put these jokers out of business.
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Posted 2 years ago
My insurance policy start in September. In 26 Dec sent me a letter in post not email witch said until 2 Jan to sent some documents. I received letter in post in 5 Jan. In 3 jan Rac cancel my policy and charge me for cancellation even if 4 jan I sent all my documents after I call em. Don't make insurance on rac!!
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Posted 2 years ago
At 16.48 today (31/12/2022) A car driving on the wrong side of the road smashed the wing mirror off my brand new car (5 weeks old) the driver then sped away, speaking to your phone line I was then advised that they could help me possibly on Tuesday/Wednesday (3rd/4th January) No car because of damage, according to cover you provide 365 a year cover..... Explain to me why that is not the case
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Posted 2 years ago
We are a family of four, with a 9 month old and a 2 year old. We broke down on the motorway, and RAC simply didn’t come through. It was quite simply one of the most scary helpless situations I’ve ever been in. Whilst on the hard shoulder in the dark, rain and mud with our young children we rang 3 times to be told help was coming, when in reality it just didn’t come. Please please don’t sign up to RAC.
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Posted 2 years ago
RAC Insurance is rated 2.2 based on 1,235 reviews