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RAC Insurance Reviews

2.2 Rating 1,229 Reviews
29 %
of reviewers recommend RAC Insurance
2.2
Based on 1,229 reviews
Shipping & Delivery
Delivery Methods
Own Driver
Customer Service
Communication Channels
Telephone, Live Chat, Email
Queries Resolved In
Under An Hour
Customer Service
1.4 out of 5
Cancellations & Refunds
Cancellation Process
Difficult

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RAC Insurance 1 star review on 27th August 2024
Yeb De Jong
RAC Insurance 1 star review on 1st December 2023
John
RAC Insurance 1 star review on 23rd December 2022
Marie Robinson
RAC Insurance 1 star review on 23rd December 2022
Marie Robinson
RAC Insurance 1 star review on 27th September 2022
Marie Medor
Anonymous
Anonymous  // 01/01/2019
cheapest i could find on go compare
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(Home Insurance) - Posted 6 years ago
My previous insurance increased substantially at renewal despite 12 years NCB - so tried RAC who insure another vehicle for us. Even with add-ons my new premium is over £100.00 less than my previous insurance, but still has a 5star defacto rating and several add-ons. Delighted I made the change, and will be coming back to RAC when my house insurance is due.
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(Home Insurance) - Posted 6 years ago
Only one problem,when ringing up to report a breakdown has with many large companies its a 0333 number,apart from that highly satisfied.
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(Home Insurance) - Posted 6 years ago
Home contents. The worst experience I have ever had!. I had Insured the "high risk" items to the value of £13000 single item at £2000....When I claimed for my tv they offered me £1000 maximum. I have since proven that I am eligible to £2000 but they still won't offer me anywhere near my claim!....I have spoken to the FSA and they agree with me that I'm owed closer to the £2000....Everyone at the call centre either has a condescending attitude or no basic knowledge of their policies.....My policy is new for old, and I paid extra for the "high risk" items!!..They want to give me a lower quality and below spec tv...DISGUSTED AND STILL IN DISPUTE!.
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Posted 6 years ago
joined rac last month everything was fine any information they asked for was provided a month later they just cancelled on me no explanation or nothing would not recommend them to anyone
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Posted 6 years ago
really good insurance, i love that you can track your car on the app.
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(Car Insurance) - Posted 6 years ago
£25 to change car details, over £22 extra per month for new quote (similar cars) asked why new price was double was told ‘probs a newer car & prices go up’ !! Phoned around & got a better deal for half the price, cancelled rac insurance £55,, didn’t offer any deals, over 30mins on hold both times.. never again
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Posted 6 years ago
The worst insurance brokers I have had to deal with. Very bad experience. If the unfortunate happens to you, they will rip you off and kick you while you’re down. Insurance policy goes up from £60 to £130 a month. More than double.
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Posted 6 years ago
Have been insured with RAC for a year. They sent me a letter with a renewal price of £457 but the letter said I had to call to renew. I did not call. In the middle of the night my bank's fraud team rang to say RAC were trying to steal £2600 from my account! When I spoke to them they apologised, admitted the mistake but said that renewal was now £2200. When I said I didn't want to pay that they cancelled my insurance with immediate effect even though they knew I hadn't had a chance to arrange alternative insurance and I had asked for it to continue until midnight. When I complained about that they said the only option was to reinstate the insurance, committing me to the £2200 charge. Appalling service. AVOID!
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Posted 6 years ago
Customer service is very good and so are the prices!
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(Car Insurance) - Posted 6 years ago
Quick by the time I phoned your breakdown to the time RAC van turned up at my door was brilliant great mechanic nothing was any problem to him and also very helpful great service
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Posted 6 years ago
They do not operate on bank holidays?! You pay over a thousand as a young driver a year. For them not to turn up when you need them. Absolutely appalling. Was on hold for 2 hours stuck on the road side as my car was not able to move. Do not insure with this company if you even want the bare minimum of service. Usually one for being lenient with reviews and trying to find good but this is a joke. Writing this at 10 past 3 in the morning having waited since 11pm. Still no answer or reply. Complete joke.
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Posted 6 years ago
I insured my car with RAC and was required to pay a deposit. A few days after I found a cheaper insurance so I decided to cancel my insurance policy with RAC within the 14 day cooling off period. RAC has failed to refund my deposit and have lied numerous times saying that the money had not come through (even though it had). I have had to get my bank involved to help me sort out the situation. I cancelled my policy on the 11th April and I still have not received my deposit. This is unacceptable, for a well-known reputatable company I am suprised that this situation has arisen.
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Posted 6 years ago
Best insurer ,easy to deal ,i send all my information and my wife's they start on same day ,i put breakdown cover to UK and EU good price i really recommend....
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Posted 6 years ago
I'm quite happy with the policy cover and the benefits of what the policy provides.
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(Car Insurance) - Posted 6 years ago
I had a crack on my back mud guard after an accident which the third party admitted fault and paid out. The bike was considered a cat N loss which means it wasn't structural and just cosmetic damage. due to this they cancelled my insurance. 3 months in after I paid for the year. I would advise against anyone using this service as it is a scam with a big name.
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Posted 6 years ago
what have I got insured with you?
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(Home Insurance) - Posted 6 years ago
Very good service am very happy
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(Car Insurance) - Posted 6 years ago
Crooks, hit buy it now and they changed their prices and took more money...thought I had accidentally signed up to a Nigerian bank...
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Posted 6 years ago
Awful car insurer especially as a first year driver, MASSIVE CON!!!
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Posted 6 years ago
RAC Insurance is rated 2.2 based on 1,229 reviews