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RAC Insurance Reviews

2.2 Rating 1,236 Reviews
29 %
of reviewers recommend RAC Insurance
2.2
Based on 1,236 reviews
Shipping & Delivery
Delivery Methods
Own Driver
Customer Service
Communication Channels
Telephone, Live Chat, Email
Queries Resolved In
Under An Hour
Customer Service
1.4 out of 5
Cancellations & Refunds
Cancellation Process
Difficult

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RAC Insurance 1 star review on 24th December 2024
Andrew
RAC Insurance 1 star review on 4th December 2024
Usman Darr
RAC Insurance 1 star review on 4th December 2024
Usman Darr
RAC Insurance 1 star review on 4th December 2024
Usman Darr
RAC Insurance 1 star review on 27th August 2024
Yeb De Jong
RAC Insurance 1 star review on 1st December 2023
John
RAC Insurance 1 star review on 23rd December 2022
Marie Robinson
2
Anonymous
Anonymous  // 01/01/2019
RAC seem to be good haven’t had any real issues apart from with the black box. The app isn’t very accurate/ the box isn’t meaning my score was a lot lower than it should be as I don’t speed but it thinks that I am, and I tried to get it sorted but they never did anything about it
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(Car Insurance) - Posted 7 years ago
Was alright, only problem I’ve had is the pricing going up because of my Mileage
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(Car Insurance) - Posted 7 years ago
I insure my car with the RAC, nearly three weeks ago I was rear-ended by a drive who accepted responsibility. I have been contacted by a personal insurance injury solicitor who is dealing with the personal injury claim with a great deal of enthusiasm. However, apart from sorting out a hire car and getting my car taken away for "assessment" by a car breaker, I've heard nothing about repair. Today I received a call from the car hire company who informed me that the hire agreement has been extended, and they understand my car is a write off. I phoned the number I have for the RAC to discuss the situation - this turns out to be yet another department of the car hire company - and they say that they believe the car was written off over a week ago, although when they attempted to phone the engineer he was apparently "looking at the report" so the information was unavailable. They will phone me today. It appears to be impossible to just speak to my insurer - RAC pass you on to numerous other (non-insurance) companies who have their own agendas (personal injury lawyers who take a 25% cut of any award and car hire companies who presumably have no reason to want to reduce the length of time you are having to hire a car - the car hire is taken care of by the other parties insurance but the addition £7 a day to avoid crippling costs due to any minor damage is down to me). Not happy with the RAC.
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Posted 7 years ago
Black box is very good and isn’t very sensitive with the score . Shame the app is slow and unresponsive
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(Car Insurance) - Posted 7 years ago
Tried to change vehicle cost £25 and then quote for new vehicle which was older than the previous cost twice as much .So cancelled cost nearly £59 took out new insurance with new company totally disgusted with RAC will make sure that I tell anyone I know not to use this company.
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Posted 7 years ago
DO NOT EVER insure your car in this company. They cancelled my insurance without my permission and engineer while fitting the box destroy the panel! No other help from company!
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Posted 7 years ago
My son had his card and called the rac when his car broke down we waited over an hour then when the guy came he asked if that was his card as it was added to our membership later he said it was and when I got out the car and asked what was wrong he said sorry and fixed the car we are still with them but not sure if we will be next year
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Posted 7 years ago
I do not wish to say anything
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(Car Insurance) - Posted 7 years ago
I was looking to change my Home Contents Policy after my renewal details came in. The RAC was half the cost of the renewal, it was so easy to change.
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(Home Insurance) - Posted 7 years ago
Wouldn't recommend for learner or new drivers. Black box policy is reasonable price (£550 approx) while learning but rockets to almost £4000 when test passed. To add to the insult when cancelling the policy they say throw the black box away having charged to fit it! Then had to pay £150 to new insurer to fit another one as they're not compatible. 😩 Add all that to hours on hold and no I wouldn't recommend them. Saddest thing is that nobody reads these reviews so confirming the view that RAC have no interest in customer service.
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Posted 7 years ago
Wish i read these bad reviews before i took out insurance with RAC. My premium went up because i supposedly didn't declare a so called claim. My previous insurance admitted on their error they put i had claims when i didn't. I had only had a notification but no claim. RAC asked for proof, so my previous sent me proof in writing that they had updated their system to no claim made, notification only. RAC then realised because of this error they would have to lower my premium back to its original price but instead they decided to cancel my policy without reason. And I'm still awaiting refund of my deposit money. It's strange that when they thought i had a claim on my file they were quick to higher my premium but as soon as they realise it was an error they decide to cancel it instead of lowering it back. Just want to steal your money. I will also be cancelling my RAC breakdown cover.
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Posted 7 years ago
Further to my one star Review I , completely made a mistake over debit into my Account and RAC have been first class at accepting my apology , thanks !
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Posted 7 years ago
Took out Van insurance with RAC , then changed to a Car 3 months later , when I phoned to cancel they said I was with Aviva not RAC , run round the Houses, Aviva saying they had no record of me ! When things were eventually sorted out after 3 phone calls and emails , I was told by email that my refund would be £134.66 as I was taking out RAC car insurance , Just checked my Bank account and they have only paid in £104.70 ! Seems like they tell lies just like alot of the big Insurers ! I wont be using them next year !
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Posted 7 years ago
I had a no fault car accident nearly 3 weeks ago. My car has still not been looked at, been passed between RAC, Enterprise and the underwriters with no communication between any of them. Enterprise are regularly ringing me up to say they are taking action and then nothing happens! No single point of contact to deal with my claim. I've made so many phone calls. Incredibly frustrating and confusing. Avoid.
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Posted 7 years ago
Appalling. They automatically renewed my policy at an increased premium, it took me 8 days to get through on the phone to tell them I did not want to renew, then they charged me a £25 fee and £33.17 for the 8 days cover, even though I had taken out a policy with eSure. It then took me hours and hours to get through to pay the charges. Total rip off.
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Posted 7 years ago
Expensive compared to most providers. Also I've got married and moved house in the year of being with rac and for a simple change of address and changing wife's name, they have charged me for both change of details, absolute shambles! 100% leaving as soon as my year is up. Do not need to charge for amendments to details.
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Posted 7 years ago
Terrible service, nothing but lies and excuses
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Posted 7 years ago
Broke down on the A543 with no verge, you're literally stood on the road with your motorbike. Hot day, so it's busy as hell with tourists. Called the breakdown number they gave me - dead number. Googled a new number, got through, passed me to another dept, and left me on hold for 22mins before a passing farmer offered me help. 4th emergency service? Please RAC, never expand into Ambulance or Fire.
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Posted 7 years ago
Very easy to get clear prices.
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(Home Insurance) - Posted 7 years ago
is it possible to give zero stars ? Took out insurance and paid in full. Twice sent proofof NCD. third time lucky and they accepted it, however because the new letter showed 6 years NCD and not 5 as I had previously proved, I was charged £82.25 for the amendment (pressing one button I presume). Complete rip off. STAY CLEAR at all costs would be my advice.
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Posted 7 years ago
RAC Insurance is rated 2.2 based on 1,236 reviews