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RAC Insurance Reviews

2.2 Rating 1,236 Reviews
29 %
of reviewers recommend RAC Insurance
2.2
Based on 1,236 reviews
Shipping & Delivery
Delivery Methods
Own Driver
Customer Service
Communication Channels
Telephone, Live Chat, Email
Queries Resolved In
Under An Hour
Customer Service
1.4 out of 5
Cancellations & Refunds
Cancellation Process
Difficult

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RAC Insurance 1 star review on 24th December 2024
Andrew
RAC Insurance 1 star review on 4th December 2024
Usman Darr
RAC Insurance 1 star review on 4th December 2024
Usman Darr
RAC Insurance 1 star review on 4th December 2024
Usman Darr
RAC Insurance 1 star review on 27th August 2024
Yeb De Jong
RAC Insurance 1 star review on 1st December 2023
John
RAC Insurance 1 star review on 23rd December 2022
Marie Robinson
2
Anonymous
Anonymous  // 01/01/2019
Sold car and was not renewing. Was charged £55 for cancellation. When I challenged this the operator was rude and argumentative. I would not use RAC again.
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Posted 5 years ago
Beware. They have renewed my contract by themself. They have charged me a new price: 400% higher than my previous bills. Then, an extremely condenscending customer representative told me it is my fault, and ordered to pay hefty cancelation fee. You are now warned
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Posted 5 years ago
Great service that’s quick and easy to use.
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Posted 5 years ago
I will never use RAC insurance again and will most likely cancel my breakdown cover as well. Even before my cover is due to start you find an excuse to charge me 1/3 more on top of what I have already paid, or £50 to cancel before I’ve even got cover started.
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Posted 5 years ago
Very easy to deal with no waiting around and saved me a lot of money and got free legal cover happy days
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Posted 5 years ago
Straight forward & easy to set up car insurance, with a sensible reward at a competitive price
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Posted 5 years ago
Straight forward & easy to set up car insurance, complimented with sensible rewards at very competitive price
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Posted 5 years ago
Great time with RAC, after a year with no claims or complaints, renewal quote was shockingly nearly double
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Posted 5 years ago
Bottom line 3 years with them and quoted £860 for 1.6 diesel, 43 year old with 6 years no claims, i was quoted £190-£280 MAX by 5 other insurers with better policies ! i saved over £500 with one free call RAC was trusted brand, not now, as insurance broker they are disgusting, £30 charge for every phone call ever made, they dont insure you, they punt you out and charge another £100 on top, plus the £30s for any call, one internet search will save you 100s, if you like yourself dont renew your policy, i lapsed last year and was going to be £200+ to cancel policy, on reflection i would NEVER put another £ in there hands, they dont make any effort to get you a competitive Quote, they are cynical and unwilling to help at any level, take a day and save yourself the hardship of a Poor service provider
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Posted 5 years ago
Selected these on a comparison site as the price was good and my previous excellent insurer had increased their price. Very unhelpful a wopping £25 charge to change a date which was wrong, unable to add a temporary driver, offered to charge me an extra £50 per month for the 8 month duration of my policy to add as a named driver. Three years ago my previous insurer only charged me £20 extra per month, he has no convictions, points etc and three years more experience. Will not be using again.
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Posted 5 years ago
i have been a member since 2009, and all they have done is put my premium up every year. Just called to cancel my policy and gave some feedback. Despite not having claimed for 3 years ie no breakdown call out, my premium went up. When I asked why, the respondent had no clear answer. He fobbed me with that they look at my record etc. Well I am a lady, 60's +, do on average 8k miles per annum, have my car regularly serviced (Ford Fiesta) etc. All they have done is 'milk me for money'. Warning shop around for quotes and don't stay loyal.
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Posted 5 years ago
Good customer service and price.
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Posted 5 years ago
I had to cancel my insurance because they put up the cost due to incorrect information held by them and the underwriters. The insurance had not even started but they charged me £25 for cancelling. I have tried to get this money back but they never answer the emails and the people on the phone are useless. Big company must need my £25. Promised to reply to my email on a certain date and haven't, and that was the email to the top of the business. There for the motorist!!!!!!
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Posted 5 years ago
My husband rang to get a quote, and they said it was going to be £4000. Customer service very abrupt, could'nt of cared less wether he accepted or not. Could'nt believe it, how he managed that god only knows.
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Posted 5 years ago
Great price for car insurance will use them again.
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Posted 5 years ago
Absolutely terrible. I discussed my renewal in great detail with them. Paid the full amount as agreed. I was then told a month later, that due to a problem I had cleared with them early on they, before renewal; hey were cancelling my insurance at five hours notice. Fortunately I was not away. The worst insurance firm I have ever dealt with in some sixty years.
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Posted 5 years ago
Worst insurer ever! They don't even deserve one star. Paid for annual car insurance from RAC. One week later received a letter stating they had found another claim I hadn’t declared and that I was at fault. It turned out that the previous insurer made a mistake but after my phone call they changed and updated data that I wasn't at fault. I have sent couple of different proofs from my previous insurer to RAC which they were rejecting all the time. My previous insurer confirmed as well that I had made only one claim. They were constantly changing the guidelines as to what my document should contain. Finally after few weeks, couple of wasted hours trying to exlplain my situation they accepted proof and CHARGED me for nothing £77. From the very beginning, they aroused my suspicion, while they were constantly changing the guidelines of letter from a former insurer. They were doing everything to get money from me including undermining the authenticity of the document from the former insurer, staff wasn't helpfull at all, every time different person and making new guidelines for the letter from the former insurer. I will never buy from them again!
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Posted 5 years ago
Awful customer service. You cannot cancel the auto renewal online, have to call them. When you call you have to listen to a length T&C bit, then speak to machine to get eventually through to a 'real' person. As I was a named driver and not policy holder I was told I could not cancel the renewal. Luckily I had listened a wee bit to the T&C, it said clearly that either policyholder or named drivers could cancel. I told the 'real' person this and he got very upity and short with me, he did cancel it though. Awful service, renewal price was over £50 higher than competitors. NEver use RAC again for this
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Posted 5 years ago
good easy to use and info given
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Posted 5 years ago
My review would be "0" stars. Called to query about renewal of telematics car insurance. Was put on hold for 10-15 minutes, automated system asking me to choose option 4 for insurance which I did and was then taken to wrong department. Was then out on hold for another 10-15 minutes and was then told that the advisor was not trained to help on telematics and to hold on as I will be put on to the department. I was frustrated at this stage holding on for 30 minutes and asked her not to put me o. A holding system and she said don't worry I will put you directly. Be hold I am still on hold for over 25 minutes, whilst I write this review, absolutely godsmacked. I am at a point now I do not want to renew my contract and will cancel my insurance, god forbid if they do answer my call, crossing fingers. Appalling customer service, not the first time I had to wait so long. Best to go with another insurer
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Posted 5 years ago
RAC Insurance is rated 2.2 based on 1,236 reviews