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RAC Insurance Reviews

2.2 Rating 1,241 Reviews
30 %
of reviewers recommend RAC Insurance
2.2
Based on 1,241 reviews
Shipping & Delivery
Delivery Methods
Own Driver
Customer Service
Communication Channels
Telephone, Live Chat, Email
Queries Resolved In
Under An Hour
Customer Service
1.4 out of 5
Cancellations & Refunds
Cancellation Process
Difficult

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RAC Insurance 1 star review on 24th December 2024
Andrew
RAC Insurance 1 star review on 4th December 2024
Usman Darr
RAC Insurance 1 star review on 4th December 2024
Usman Darr
RAC Insurance 1 star review on 4th December 2024
Usman Darr
RAC Insurance 1 star review on 27th August 2024
Yeb De Jong
RAC Insurance 1 star review on 1st December 2023
John
RAC Insurance 1 star review on 23rd December 2022
Marie Robinson
2
Anonymous
Anonymous  // 01/01/2019
Insurance premium is rather low, although far from the lowest. Changes of address and cancelling come with ridiculously high fees. Can't make them online, need to call. I will not be using RAC INSURANCE ever again.
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Posted 3 years ago
Automatic renewal at uncompetitive rate, way higher than last year despite no claims; you have to jump through hoops and have to hang on the phone to cancel - clearly hoping to make money by making it difficult to cancel - I won't use them for anything in future.
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Posted 3 years ago
Read the reviews before taking out insurance with this company. They are very low for a reason. I recently sold my car as I have not been using it. I informed RAC and they want to charge £55 cancellation fee! I know there will be a small admin charge but £55 is ridiculous. Others like AA car insurance charge a more reasonable £30. I made no claims during my period with them and the £55 was about a quarter of my yearly full comp insurance price! Rip off company. I urge you to go elsewhere. I for one am telling as many people as possible to avoid this company.
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Posted 3 years ago
Easy to use, everything is done for you on line, fantastic.
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Posted 3 years ago
Lost £26+ of policy cost by selling car and cancelling with 3 months left on the Policy. Greedy as no refund given when car was hardly used during lockdowns. I will never use RAC again.
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Posted 3 years ago
Tried to change my car on my Insuramce. They wanted an increase of £300 (smaller engine) and a new policy. My no claims of 16, they told me their max was 9, amd could only guarantee another bonus of 3 if I went elsewhere. Really unhelpful. No negotiations. Go elsewhere.
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Posted 3 years ago
I recently got insurance from RAC and on the comparison site it said 197 pounds and when I got to the nitty gritty of paying it was 246.70 pence.....quite a jump but I spent that long at I just made my complaint verbally and paid. Today my wife bought a new car and I took her old car and went to the RAC to make changes they where looking 25 quid fee and another 225 more for the new car, so all and all the insurance was going to be shy off 500 quid.......well I threw the head up and cancelled which cost me 50 odd quid to do so.........my advice to you is STAY AWAY FROM THIS SCAM COMPANY!! I’ve since reinsured with Direct line for 303 inc .............I will never use this company again and I’d advise anyone else not too.
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Posted 3 years ago
Total wankers
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Posted 3 years ago
Disgusting company. RAC black box, the biggest set of liars and scam artists going, has cost me about 1.5k this week because yet again they can’t deliver on promises made. Agents who say they do things who don’t. Disgusting customer service. Refunded a mere £50 out of the 1.5 I have lost. Will never be back
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Posted 3 years ago
Criminal company. Can't deliver on services it advertises. Fraudulently acquires money and is dishonest. Stay away from the R.A.C
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Posted 3 years ago
Easy fast and great support from the agents, 200% recommended
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Posted 3 years ago
I informed RAC van insurance that I wanted to cancel my policy with them as I have taken a new policy out with a different company, ( it had 1 month to run until renewal and I have made no claims). I was told that there is a cancellation fee of £75 from them (RAC) plus a cancellation fee of £25 from Aviva as well £100 total fee to have a moth less insurance cover???. When I told them to just leave it to run out was then told that I was Illegal to have it insured with two companies. This is totally untrue!!! I pointed out that it is illegal to double claim for the same thing, yes, but it is not true that it is illegal to hold insurance with two companies. I was informed that they would cancel the insurance from now and make the bill up and send it to me. This is totally outrageous and I consider their actions as illegal!!! I will never have anything to do with the RAC again and urge caution with any dealings with RAC van insurance they are not to be trusted.
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Posted 3 years ago
I had a similar experience as those below. I sold my car and wanted to change my insurance to new car to which RAC said the £17 monthly would go up to £49 !! then he said I was best cancelling and get a new quote. Cancellation fee of £55 ! I only had £2.87 left to pay ?? He said if I can find a cheaper RAC quote they would take off cancellation fee.... so I did then they couldn't do it as I was NOT A NEW CUSTOMER ?? I feel like the advert where the man tries to disguise himself so they don't recognise me as a old customer ?? Got new insurance with some one else but still have to pay £57.87 ??
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Posted 3 years ago
Very poor. I did not know my policy had been renewed but luckily looked at my bank account. I was promised an immediate refund and saw a deductions of just shy of £400. I have today, a week later, been told there had been an error but I wuld get a refund. I pressed for a date and was told 2 weeks time. So 3 weeks! I'm now with with Direct Line. Same policy. Well under £200.
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Posted 3 years ago
Cancelled policy as sold car ended up paying more than the last 3 months premiums . Took money without permission from my debit card. Had permission to take £50 cancellation fee, they took £20 plus £81.63 !!!!
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Posted 3 years ago
Took a large amount out a accounts without informing us, after we paid the premium in full,ripped us off, do not use
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Posted 3 years ago
We have been very happy with the insurance until buying a new car. RAC wanted nearly double the premium to insure the car with no extras. We explained we can get it cheaper, even their broker Aviva is miles cheaper than their quote. The refund is rubbish will never use again.
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Posted 3 years ago
It was all good and happy until I got an email yesterday with the third line bluntly and threateningly stating "Formal Notice of Cancellation due to black box not being fitted", which would obviously scare anyone. Mind you, I've still got 8 days to fit my black box. Well, let me tell you something. Having to fit their black box shouldn't be the customer's responsibility, regardless of how much you believe it "can easily be done by teenagers", and given the fact that my first box with them was fitted by an engineer in 2019. So I received my box on Tuesday, they gave me 14 days to fit it, so I thought, great, I'm off on Friday, let's do it then. I couldn't fit it due to all the bolts being stuck on and near my battery. So then I receive a shitty email, threatening to cancel my policy...... 4 days after I've received the box to be fitted. Overall good experience with the company up until now, but the fact they keep saying "use our online services to make changes", even though over the two years I haven't been able to log onto their online services a single time due to it always being down, that email was very unnecessary and I'll probably be taking my car insurance elsewhere when my renewal comes around. Oh, and promising "no curfew" and then reducing your points for night driving is a whole new level of false advertising.
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Posted 3 years ago
Cancelled my car insurance before it had even started. RAC refused to give me my deposit back saying it was there arrangement fee, I will never purchase from rac again, even their breakdown cover is appalling they refused to send someone out. Rude arrogant staff, hope you're happy with yourselves you can artists they also tried to get double the amount of money I paid for a deposit when I cancelled. I've now cancelled my direct debit.
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Posted 3 years ago
Disgusting crooks with a licence to con people. Do not go near this lot! Just as sickening as Direct Line
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Posted 4 years ago
RAC Insurance is rated 2.2 based on 1,241 reviews