RAC Insurance Reviews

Name: RAC Insurance
Rating: 2.20

2.2 Rating 1,229 Reviews

29 %

of reviewers recommend RAC Insurance

Company Reviews

Questions

Metrics

2.2

Based on 1,229 reviews

Shipping & Delivery
Delivery Methods	Own Driver
Customer Service
Communication Channels	Telephone, Live Chat, Email
Queries Resolved In	Under An Hour
Customer Service	1.4 out of 5
Cancellations & Refunds
Cancellation Process	Difficult

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RAC Insurance 1 star review on 27th August 2024

Anonymous

Anonymous // 01/01/2019

Sort by: Most Recent Most Recent Highest Rated Filter: None None 5 Stars 4 Stars 3 Stars 2 Stars 1 Stars Helpful

“Absolute s***, they only install black boxes between 8-4 mon-fri so you have to take the day off work and waste an entire day waiting for them!! They turned up at 7pm, just hate it but can’t xhange my police as they’ll charge an £150 fee”

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Posted 6 years ago

“Every time I enquire about a temporarychange to my policy there is a £25 admin fee before anything else is added. In over 35 years of insuring cars I have never previously experienced such exorbitant charges”

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Posted 6 years ago

“Bought a new car so rung to remove my private plate at a charge of £25, said they would waver the fee for the new car and putting number plate back on. Attempted to take 3x £25 out of my bank, bank stopped 2 of the payments. Add insult to injury threatened to cancel my insurance due to no payment. Still waiting for the complaint side to ring me back. Will never recommend them”

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Posted 6 years ago

“After changing my car for a newer model, (no bigger and not a souped up race car - Fiat Punto to Vauxhall Corsa), I call RAC to swap my insurance over to find they're going to charge me over £100 more a year!! When deciding to cancel and go elsewhere, I find I'm to be charged over £50 cancellation plus a £24+ admin fee. Sooo RAC, you have me until this time next year, but hey - don't expect to see me again after being ripped off to the tune of a £100 quid! (To have to wait over 15 mins to get through also, doesn't do you any favours). I am incensed!!”

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Posted 6 years ago

“Never again”

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(Car Insurance) - Posted 6 years ago

“I definitely made the right choice with RAC Insurance. On finding my brilliant deal, their website then guided me through each step, offering added-extras to make life easier. A positive experience from beginning to end, my welcome pack and insurance policy were received by email within minutes, reassuring me that I was covered and ready to go.”

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Posted 6 years ago

“Called the RAC emergency home insurance to address a burst pipe in the bathroom. RAC#s approved "third party company" who told me an plumber would be available the next day!, whilst my house was in the process of being flooded. Don't expect RAC to ful-fill the "Emergency" side of home insurance!!!”

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Posted 6 years ago

“Easy straight forward doing it on line nice and easy no quibble 5star”

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(Home Insurance) - Posted 6 years ago

“Do not use this company. I am trying to cancel my car insurance renewal policy and have bee on hold for 30 minutes!!! After 20 minutes someone spoke only to tell me they were the wrong person to speak to (despite the fact I phoned the number on the renewal!). Terrible customer service! Wouldn't want to get in touch with them if I had an accident, would never get anything sorted. DO NOT USE THEM!!!”

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Posted 6 years ago

“I had a car accident and it was not my fault. After everything went fast in the beginning, the service continued very slow. After they told me the car is a total loss, they arranged a rented car for me. That was the last service I had. Since then there are no news at all how it is going on. Also when I asked if I can take the policy over to the next car, they only gave me a new quote, which was nearly double to pay in a month. When I asked why this happens, they could not really give a answer, only that it may be a bigger engine (which is not) or a more exclusive car (which is not) Both cars, the total loss and the next one are VOLVO, the last one was a estate and the new one not. Then I found out that RAC looks for different insurance companies. In the end I asked to cancel my policy so I can have a search for a better insurance for the next car. They told me that this can not happen and that I have to pay until the insurance runs out, that would have been in June 2019?! I asked how they can ask for the money if the car does not exist anymore and that I will take it further. Suddenly they told me that I can cancel it strait away and if I pay cancellation fee the amount will be £43.30. I agreed and cancelled the insurance spot on. I never had that bad experience with a insurance company and as I was working at a insurance company when I left school. Now I found a well known insurance company and I have to pay a lot less. Be aware what insurance you choose, because there are big differences.”

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Posted 6 years ago

“I did my car cover which pricewise was very competitive. It cost me 750£ approx. when I was living in Brentwood and had my car garaged. I moved to Wallington after 3 months and called them to change my address, where the car is kept and the annual milleage. They said that my new address wasn't covered by their underwriters as it is public road and they asked me to pay them 750£ more (1500£ in total) to continue my cover. I told them that this is just ridiculous. I was expecting a rise in my premium like a 100 or 200£ but definetely not 750£ which is 100% more. I asked them to cancel the premium if they are unable to offer a sensible price and they asked me to pay 55£ cancelation fee. In the end she got permission from her manager to cancel the premium without the cancelation fee and refund me the remainder of the days that I had already paid them. I need to mention also that they couldn't care less when I told them that I would never ever consider them again as potential insurer. They cancelled my cover in like 3 seconds? I was still on the phone when I received the cancellation email. I will never seak another cover from them. Total waste of time and money.”

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Posted 6 years ago

“Took RAC policy out in July for £480 via compare. Moving so contacted them they said where I am moving to they can't insure under current policy, Why?? Well need to start a new policy and instead of £480 will be over £3000 really can't be the case as high demographic area moving to. Cancelled RAC went back online got insurance for £55 more than where I live currently. I think RAC trapped me on initial insurance and then they wanted to charge me £25 to cancel - hmm no way”

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Posted 6 years ago

“Long wait on phone to inform of husbands death and to change policy into my name. Was told that I had to cancel existing policy and take out a new one and after repeatedly being asked for my dead husband details and my current marital status was informed that a new policy would now cost over £1000 where the existing policy had been under £300. Absolutely disgusting needless to say I then had to source immediate cover from somewhere else as had been left with an uninsured car. Halifax to the rescue RAC I will never use you again”

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Posted 6 years ago

“Changed my car - rang up to change my policy, told that the underwriters would not insure my new car (it was the same model as before!!) no explanation given, had to take out a new 12 month policy AND pay a £25 admin fee for something not my fault! Now left with insurance £10 per month more expensive for the same model car and tied in to RAC for another 12 months! After repeated pleas they still refuse my refund of the admin fee, and I have taken it to their top customer care team. DIABOLICAL service!”

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Posted 6 years ago

“Terrible customer service and big delay when waiting for no claims to go through. they keep your payment but said had to renew and it was cancelled ? Shambles”

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Posted 6 years ago

“Very efficient, thorough and friendly! 100% recommend RAC insurance”

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(Home Insurance) - Posted 6 years ago

“Purchase the building only home insurance policy via price comparison website. Wasn’t made aware at any stage that there is an actual cancellation charge of £35 if cancel after 14 days. Never logged in on the online portal so never had the chance to read full Terms and Conditions other than the policy summary at the point of sale. Moved (sold) out of the house 3 months after taking out the policy and cancelled direct debit but received letters now asking me to pay the remainder of policy and also £35 cancellation charge which is more than the original policy cost. I think this is very unfair as all the responsibility has been put on the consumer to read every single small print on 10-20 page document. Cancellation charges and the whole process should be in the summary at the point if the sale so consumers in my situation are clear at the point of sale.”

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Posted 6 years ago

“I'm not one to complain and feel sorry for the staff who have to work with the poor service they have to provide. Purchased van insurance paid full amount up front. Sent off details requested was not contacted to say it was all accepted. That was to phone calls to sort out poor system. Had to email info they never received another phone call so got totally dissatisfied with the service and requested to cancel the policy completely. Refund was very disappointing from my premium payed there was a £25 fee reduced from £75 due to personal reasons. The rest I work at about 18% of the amount paid for under 3 weeks of being on policy who does the maths! Not going to bother contacting them about this issue and I suggest you don't bother ever contacting them rubbish service. The staff on the phones were always very helpful just shocking service for what I thought was a reputable company. So glad I have always had breakdown with the aa and been insured to will not make this switch or mistake again”

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Posted 6 years ago

“If you need to make a claim, they tell you to call Enterprise rent a car. When you call Enterprise, they tell you to call LV Highway Insurance, the underwriter. My car is still damaged!”

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Posted 6 years ago

“Through comparison website my cost is 780 gbp . Renewal through RAC directly £1408 . Same company , same cover , same details . What a renewal rip off . I won’t be using RAC again on principle . Best quote was £680 through another provider .”

Helpful Report

Posted 6 years ago

RAC Insurance is rated 2.2 based on 1,229 reviews