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Sainsburys Bank Reviews

1.8 Rating 377 Reviews
18 %
of reviewers recommend Sainsburys Bank
1.8
Based on 377 reviews
Customer Service
Communication Channels
Telephone, Email
Queries Resolved In
Over A Week

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Anonymous
Anonymous  // 01/01/2019
Awful awful awful!! Tried to pay my credit card and got some rubbish about my username !! No reset absolutely dreadful avoid at all costs!!
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Posted 4 years ago
The credit card website is atrocious!! Have tried 6 times today to pay my account and each time it has refused my username! Ask for a reset ...and nothing!! Awful!!
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Posted 4 years ago
We took out annual global travel insurance In February then cancelled it the next day. It has however so far taken 2 months to process the refund. It's been 5 phone calls, 3 emails, 3 tweets and each time they apologise, say they made a mistake and they'll process it. I'm now having to take them to a Small Claims Court. AVOID AVOID AVOID.
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Posted 4 years ago
horrible bank not recommended to anyone. called to bank in the beginning of pandemic and ask to pause my payments, person on a phone said yes no problems, month later recieved letter with late payment fee, called to the bank that were super happy to pause my payment for 3 months with additional payment of 240£ to my acc ! brilliant !!! RATS... whole world try to help each other this scumbags just shaving money of you !!! Thanks A LOT
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Posted 4 years ago
Avoid Sainsbury's bank at all costs. The Credit card website is not fit for the purpose. There is a fault on the system where every time they send me a message I have to change my password, it would not be so bad if the message was of any substance - just a generic message about Covid 19 which has nothing to do with my complaint. When i complained about that I was told there was a fault with one of the words on my message but no highlight. They make it impossible to communicate with them.
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Posted 4 years ago
Scam company was offered 17 months interest free on purchases but i have been charged interest and fees for manually making a payment contacted them regarding it they haven't done anything about it
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Posted 4 years ago
I took out a loan back in 2016. All ok until this covid thing - I simply can not speak to anyone - they keep sending threatening letters, When I phone the number they give 0800 08506953 the automated system does not recognise the account number and the system says they can not take the call right now - I have been trying to get through since 26th March - it is now 14th April. I am now trying 0808 1450379 - found online via the website - it's now saying I'm on hold - but is keeps saying it's Halifax. Sainsburys - stick to selling food. My advice is avoid totally.
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Posted 4 years ago
I raised a section 75 in October 2019. I'm still waiting on a decision. I've telephone several times only to be told it's with head office - no update. I rang today to raise a different section 75 only to be told I can't because of covid 19. I need to allow the company concerned to process the refund. But under the EU law they only have 7 days & it's over a million nth ago. I am not happy with the service from the credit card division as they are saying I've not done what I was asked as in providing more information in October last year which is completely untrue. I've been advised to ring back tomorrow. It took my 5 attempts over 3 days & 30 mins of holding on each time not to been provided with an update on the case. The contact telephone number detailed in their acknowlgement letter back in Oct 2019 advised the department is open 7 days a week.
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Posted 4 years ago
Trying to phone to sort out covid 19 issues...the number they give is not recognised..useless
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Posted 4 years ago
They’ve got my address wrong but despite changing it I. Writing and over the pine on over 7 phone calls - it’s still wrong. Then they mismanaged a payment so it affected my credit rating and despite several phone calls of them assuring they’d put a note on my credit file, they didn’t. I was in the process of buying a house at the time...
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Posted 4 years ago
Took out a credit card with Sainsbury’s 2 years ago. Bought a car and was taking advantage of the 0% switch. They were very disorganised, told me I would receive a charge incorrectly and that I would have to call them to remove it (the first warning sign). I had some queries along the way, and half the time they didn’t answer my question probably. Got the distinct impression they wanted up to trip up and miss payments and incur charges. I moved house 9 months ago, and because I could remember my password, in their eyes I had failed their security test forever - they refused to update my address, so all my statements have been going to my old address. In the end I just went online and paid the balance off; I couldn’t take anymore. Even their payment phone line wasn’t working. Total nightmare. Choose a better credit card provider who know what they are doing - that’s my free advice. Good luck.
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Posted 4 years ago
I tried to apply for a credit card online, following a plug on their deal from MoneySupermarket.com. I was unable to complete the application online because it kept asking me to register using existing details I didn't have - being a completely new customer. Three calls to Sainsburys Bank later, they were still unable to offer an explanation. They did offer to do the application over the phone which would have taken half an hour. Not convenient for me unfortunately. And trying to get through to someone in customer services seems impossible! Just an endless litany of recorded messages and options for other services - but NOT customer services. I gave up in the end.
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Posted 4 years ago
Do not deal with these. 3times I spoke to somebody to remove my daughter from my policy when she passed her test. I changed my car so had to update details told somebody again she needed to be removed. I have a renewal price sent me now which is a riducous amount and this is because my daughter is still on the policy. So I'm guessing when I changed my car and they charged me an extortionate amount to do this is because my daughter was still on the policy despite requesting her to be removed. I've messaged endlessly and they are just choosing to ignore all my messages and I can see that they have been read. Shocking customer service.
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Posted 4 years ago
Really quite awful from start to finish. Made a 0% Balance transfer which took nearly 4 weeks to transfer across. Several attempts to log in online failed to make a payment, unable to get through by phone, leading to delayed direct debit and missed payment. Direct debit then set up, the card was safely locked away as not needed for use. The direct debits then leave my bank account on time every month so think nothing more of it. A periodic check of my Sainsburys statement however showed they had removed the 0% because of the missed payment - no email, letter or call was made to inform me. If they had I would have transferred balance immediately. Complaint made to the Ombudsman and have now transferred the full amount to a better established bank. It's a competitive market - please whoever reads this learn from my mistakes and consider a better known banking company where such a string of issues is much less likely.
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Posted 4 years ago
Completely awful. Sent me non contact less card originally mildly annoying but thought ok. Portal always been rubbish and gone really down hill over the last six months. Almost 2 months with no ability to pay online and now the last two months the recent transactions aren't correct and huge swathes are missing making accounting impossible. I was frauded annoyingly and had to go through a crazy process to get my account back which failed halfway through due to their systems not updating new email and phone number locking me out again. I have honestly had compensation for rubbish service and product in the double figures now but I need the issues sorted its atrocious. Outstanding case with the FOS but I don't want money I just want a working service.
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Posted 4 years ago
Worst credit card company to deal with. Incompetent and customer service is zero. Waited 2/3 months to receive the card and endless hassle ever since. Had to do a balance transfer to any other company just so that I didn’t have to deal with them again
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Posted 4 years ago
Unable to change address. Locked ou by first telephone rep. Informed by second rep to regiter online; failed, could not supply mobile tel no to receive necessary code as locked out by first rep. Complained to third rep that their bank is trapping my money indefinateky. He will now send a code to my old address. If I get my money out I'll be very wary of opening another account with a second rate provider, certainly not Sainsbuty.
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Posted 4 years ago
Cannot transfer money out of my savings account. Says the account I am transferring to is not my name. So whose name has it been in the for the last 18 years. Worst bank savings account I have ever used and I have used quite a few over the years
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Posted 4 years ago
Make sure you do not fall ill as i did. Unfortunately this lead to me missing a payment and all you will get is calls and charges. They show no empathy or understanding and just keep stating that you need to read there terms and conditions. If only their customer service matched that of other financial providers. Card to be returned
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Posted 4 years ago
Worst bank ever! Most obsolete customer login panel I have seen is just one enormous pain in the as*. The customer is not informed about anything! No emails/letters/text messages. Those thieves just silently waiting to steel you hard earn money. Stay away, you have been warned
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Posted 4 years ago
Sainsburys Bank is rated 1.8 based on 377 reviews