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Sainsburys Bank Reviews

1.8 Rating 380 Reviews
18 %
of reviewers recommend Sainsburys Bank
1.8
Based on 380 reviews
Customer Service
Communication Channels
Telephone, Email
Queries Resolved In
Over A Week

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Anonymous
Anonymous  // 01/01/2019
Sainsbury’s Credit Card Steer clear of this ‘bank’. Poor systems and VERY poor customer service. Having been accepted for credit card I received the card and activated it. Went to make purchase and it wax declined. Rang them to find out why and was told account is under review. Why send a card if account big fully verified? The knowledge of customer rep was terrible - very unhelpful. I also logged complaint via online mesSage which responded with details of a related complaint and different card number. I don’t even have other accounts with them. Wish I’d gone with a different provider.
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Posted 3 years ago
Cannot apply for credit card before it times out!
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Posted 3 years ago
As insurers I had no problem, however phoning multiple lines, being on hold for a combined 5 hours, cut off numerous times and a very rude customer service rep, I applaud anyone who manages to prevent their auto renewal. My partner has a policy renewing with AA last week and was sorted in under 30 minutes. Sainsburys = disgrace
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Posted 3 years ago
This bank is dreadful. Portal very difficult. Very difficult to find option to speak to someone. When you do after a 15min wait the person I spoke to was sarcastic. What a terrible experience!
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Posted 3 years ago
Impossible to set up payment for a credit card, no way of getting through to a person when I call them. I've had different cards and banks for years with minimal issues. Been with Sainsbury's credit card for less than a month and it's just one problem after another. I've tried setting direct debits with two different debit accounts and I've tried paying by three different debit cards, nothing goes through. This has been a problem now for over a week.
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Posted 3 years ago
Never had any problems with my Sainsbury's credit card until today. Booked into a hotel and tried to pay for the room with my card but it was declined twice. Absolutely fuming as I had just earlier this week paid off over £4000 for a cruise and therefore have plenty of credit available. Rang them straight away and was told that they were having problems with payments today and it should be resolved tomorrow. Had to use my husband's credit card which went through with no problem...only glad we had it with us.
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Posted 3 years ago
Logged onto Sainsburys online to try pay off my credit card but got an online message " auth.sainsburysbank.co.uk refused to connect"...... Then tried the automated phone system automated messages round & round (JUST PRESS 9 TO CONNECT STRAIGHT AWAY :) ) ....... after a lengthy wait the call handler to make sure my payment of £6300 hadn't gone through as I didn't want to double up, she didn't seem bothered & said it told you it didn't connect ...... !! a tadge worrying with the amount of payment and WHY are Sainsbury's not accepting payments .... perhaps making more money on the interest ???? ......(7 Sept 21)
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Posted 3 years ago
Terrible portal. I have been trying to pay my credit card for days but just go round in circles. I when you call Sainsburys bank for help, you get no help.
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Posted 3 years ago
Took out a credit card with 0% balance transfer over 12mts. When I took it out they took all the transfer details and stated it would be done automatically. And you guessed it the transfer was never completed. They don’t answer messages or the phone. Very poor service. I think I will cancel the card and go elsewhere. Shambolic service
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Posted 3 years ago
Trying to pay my credit card. But because my card runs out I end October the service will not recognise my card this is the second time I was told my new card has been generated but I won’t receive it till nearer the time. I have sent most of the day try to get to talk to some one and pay but after about 30-40 mins later I give up This is disgusting after all these years it’s good by Sainsbury bank I’ve been with them many years
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Posted 3 years ago
Cannot login. Phoned and on file they have an email address I have not used since last century & not the one I have used every month until this happened. Cannot get in but I never used their file held email before. Aaargh! Kafka? Oh and it won't accept the email they say they have on file either. I need to lie down,my BP is up.
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Posted 3 years ago
Terrible portal. I have been trying to pay my credit card for days but just go round in circles.
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Posted 3 years ago
Complete lies and false advertising, after complaint was closed and 10000 nectar points promised. Nothing came. False empty compensation to just close the complaint
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Posted 3 years ago
The telephone system is appalling - they do not reveal the number that will lead you to speaking to someone unless you wait to rehear the two automated options twice and then magically they advise you to press 9. I have been waiting for 60 minutes to report fraudulent activity on my account, after sending an email and not receiving a response. Having read the further comments - this bank needs to review procedures and customer approaches. Very disappointed.
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Posted 3 years ago
Spent over 30 minutes on the phone waiting to report a fraudulent transaction. Appalling service.
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Posted 3 years ago
Really difficult to get hold of unless you want to spend over 30 minutes waiting for someone to answer.
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Posted 3 years ago
Sainsbury's Bank are a bunch of cowboys, do not trust them or take out any policies with the company. Nectar will give you bonus points offers for signing up to Sainsbury's Bank. But they will not honour the points, when you query it through the Nectar app, they raise a case with Sainsbury's Bank who are supposed to respond to you within 28 days but they don't. Then you have to go to Sainsbury's Bank directly yourself who tell you it will be investigated and they'll be able to see if you clicked through the app for the offer, then you wait a couple of weeks, they don't contact you. Once that period is over you must contact them again and then they fob you off saying you were never targeted with the bonus points offer so you're not eligible for the points. Which means they don't check to see if you clicked through the app on the offer, they just lie and steal. When you try to cancel due to being treated with complete disregard, they charge you an extortionate cancellation fee to get away from them. The Sainsbury's Bank staff are miserable, arrogant and and moan when you ring up asking about missing Nectar points. They literally grunt and sigh down the phone when you mention it, like moody teenagers being asked to tidy their room. This is not a professional outfit. Notice how the Nectar Bank phone line options are also a shambles? Almost every option you choose on the phone line leads you to a dead end and the only way you can get through to someone is by going through a new customer option, because that's all they're interested in. Taking your money, after that it's a bit like being treated as if you don't exist and you don't matter. The pre-recorded messages are rubbish and don't reflect true life, for instance they tell you to cancel through their website to avoid being charged fees. But on their website, it says you can't cancel online, which is annoying when you don't want to talk to their thieves, it says you must call. Shamefully, Sainsbury's and Nectar are conning people in association with this load of criminals. It makes them look bad and they'll lose customers as a result of it.
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Posted 3 years ago
Basically every time I tried to pay my credit card off it said the payment was successfully authentificated so I did not think much about it and because I do not check my bank balance every day, I found out later after late payments were recorded into my credit file which made my credit score dropped significantly. Tried to call their customers service and was met by incredible arrogance and lecturing me about how to make a payment via bank transfer.
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Posted 3 years ago
Really bad service, they never helped us at all get our money back from our travel company.
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Posted 3 years ago
disgusting company poor service bullies
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Posted 3 years ago
Sainsburys Bank is rated 1.8 based on 380 reviews