“I cannot say enough wonderful things about Zach DuBois. From the very beginning, he truly made what felt impossible become possible for my husband and me. As a recent permanent resident, I came into this process with major challenges. I had no credit history in the United States, not enough work history here, and very little on paper that would normally qualify someone for a home loan. We had spoken to other banks and loan officers before Zach, and most of them did not even take the time to hear our story or explore options. We were quickly turned away and made to feel like homeownership simply was not possible for us.
Zach was completely different. He listened. He took the time to understand our situation and instead of seeing obstacles, he saw a challenge he was willing to take on. From that point forward, he treated us with respect, kindness, and genuine care. He committed himself fully to helping us and never once made us feel judged or discouraged. Zach walked us step by step through building my credit from the ground up and gave us clear direction and guidance along the way. He was always honest, even when the news was tough, but he was never pessimistic. He remained hopeful while also being realistic, which helped us stay motivated and focused. He kept us updated constantly, so we never felt confused or left in the dark at any point during the process.
This journey took three months, and throughout that time Zach showed incredible patience and dedication. Despite the frustrations, questions, and emotional ups and downs, he never lost his calm or kindness (And we were **extremely** emotional during this process). It truly felt like we had a family member in our corner rather than just a loan officer doing a job.
To say Zach went above and beyond is an understatement. He worked tirelessly up until the very last minute to ensure we were not only approved but overly satisfied. He was available to us at any time and on any day, and we always felt comfortable reaching out because we knew he truly cared. On top of everything else, he was able to get our closing costs reduced by over twelve thousand dollars, which made a life changing difference for our family.
With Zach’s guidance and advice, my credit score eventually came up, the odds stacked against us were overcome, and we were able to close on our home. Zach DuBois is nothing short of amazing. His professionalism, honesty, compassion, and relentless dedication set him apart in every way. We are incredibly grateful for everything he did for us and would recommend him wholeheartedly to anyone, especially those who feel their situation is too difficult or impossible. Zach proved to us that with the right person in your corner, dreams truly can become reality.
Zach, there are no words that can express how you were and are an essential part of placing us in the home of our dreams!”
“Wow, how refreshing to work with someone who cares! Zach answered my texts and calls with every question or concern. He was super intelligent and made the process super smooth. I HIGHLY recommend him. Not enough stars.”
“Zach DuBois was absolutely wonderful to work with. He was incredibly open, honest, and patient in explaining the mortgage process and took the time to walk us through every detail. Zach provided clear guidance on what we needed to do financially to put ourselves in the strongest possible position for a home purchase, always keeping our best interests in mind.
Although we ultimately went directly through the builder for our new construction, that decision had nothing to do with Zach or his service. He was professional, knowledgeable, and truly supportive throughout the entire process. We would absolutely recommend Zach to friends and family and would gladly work with him again in the future.”
“Outstanding Loan Officer Experience!
I had the absolute pleasure of working with Zach DuBois, and I can't recommend him highly enough. From start to finish, he went above and beyond to make the loan process smooth and stress-free for our buyer client. His communication was exceptional — always prompt, clear, and thorough. No question went unanswered, and I always felt informed and supported every step of the way. He truly took the time to understand our client’s needs and provided helpful guidance along the way.
As a Realtor, it’s rare to find someone so knowledgeable and genuinely invested in your success. If you're looking for a loan officer who is reliable, professional, and truly cares, Zach is the one you want working with your buyers!”
“Zach was incredible! I cannot rave about him enough. I am a first time home buyer and he helped break down everything for me. I highly recommend him for any and all needs!”
“Zach was awesome through out the entire process, always updating me and working around all the difficult hurdles we had such as my pay with all its different differentials and many other things. It truly felt like we were working as a team to get one common goal done. Highly recommend.”
How likely are you to recommend your loan officer?
“This experience has been wonderful! Zach worked diligently to make the home buying process easy as possible. Nursing pay is complex including multiple levels of compensation and shift differentials. He worked to ensure that the loan amount I received was appropriate and matched the amount of my wages, including base pay, shift differentials, and other factors. Zach walked me through the loan process and ensured that I understood what was happening every step of the way. He called/emailed/ texted several times per week to provide updates and took the time to explain anything I did not understand. This is my first home buying experience and it was NOT the nightmare that others had described. I am so thankful to have worked with someone who cares about my situation and experience. I wholeheartedly recommend Zach and his team to anyone looking to buy or refinance a home!”
Thank you so much for your glowing review of Zach DuBois! We are thrilled to hear that your experience with him has been nothing short of wonderful.
We understand that buying a home can be a daunting experience, especially for first-time buyers. We're glad that Zach was able to make it a positive and stress-free journey for you, contrary to the nightmare stories you may have heard. It's our team's mission to genuinely care about each client's situation and experience, and we're delighted that Zach was able to deliver on that promise.
Once again, we sincerely thank you for recommending Zach and his team to others who are looking to buy or refinance a home. We truly appreciate your support!
